How To Apply Through Central Applications Office CAO

By | March 6, 2024

How To Apply Through Central Applications Office CAO

How To Apply Through Central Applications Office CAO : CAO Step by step application process for the current academic year

INTERNATIONAL APPLICANTS

An international applicant is a person who is not a citizen or permanent resident of South Africa. The higher education institutions of KwaZulu- Natal welcome applications from international applicants for their formal degree, diploma and certificate programmes. Some institutions also offer the opportunity of study in South Africa for one semester or one year. Durban University of Technology and the University of KwaZulu-Natal cannot accept international applicants into their access programmes.

Where to send your application

If you are applying for short-term study apply directly to the institution.

If you are applying to either Durban University of Technology, the University of Zululand, Mangosuthu Universitiy of Technology or to several institutions as the same time, apply through the CAO.

If you are applying to the University of KwaZulu-Natal, apply directly to the institution.

Applications to study Medicine at the University of KwaZulu-Natal are considered ONLY from citizens of the following SADC countries: Botswana, Lesotho and Mauritius.

Language skills necessary. The language of instruction at all these institutions is English, and students need to demonstrate proficiency in English.

Deadlines for applications

International applicants should apply as early as possible. You will need a letter of acceptance from the higher education institution before you can apply for your Study Permit. The permit application will take up to eight weeks to be processed.The University of KwaZulu-Natal will not consider international applications received after 31 October.

Study Permits

Apply to the South African Embassy, High Commission, Consulate or Trade Office for a Study Permit once you have a letter from the institution offering you a place. Acceptance by an institution does not place any obligation on the South African government to issue or renew Study Permits. The permit currently costs R425, and must be renewed annually. This price will rise from 1 April 2008. Registered refugees and asylum seekers and others with Residence Permits allowing them to study do not require Study Permits.

Costs

Institutions can advise on the fees charged to international students and the cost of living. All international students are required by the South African government to take out private healthcare insurance, which can normally be arranged through the institution you are attending. Make sure you are insured for the whole period of study. You will not get subsidised treatment in South African government hospitals. If you are not sponsored by a South African organisation or citizen, you will have to deposit cash or a bank guarantee equivalent to the airfare ENTRY 2009 131 to your country of origin. International students do not normally qualify for financial assistance from South African institutions.

Foreign qualifications

The following are considered to be equivalent to the South African entry requirements:

GCE:

Five passes in GCE including two at `A` level:

  • `A` level passes must be A, B, C, D or E
  • `O` level passes must be A, B or C

Applicants from SADC countries who have five passes at `O` level including English Language may be considered for diploma study.

HIGCSE/IGCSE:

Passes in five subjects, four of which must be at HIGCSE level:

  • HIGCSE passes must be 1, 2 or 3
  • IGCSE passes must be A, B or C

Evaluation

Applicants who have foreign qualifications and wish to enter degree programmes are required to have passes in English Language and one other language, and must usually also have passed Maths. They should apply for a Foreign or Foreign Conditional Matric Exemption from the Matriculation Board. Institutions will usually assist with this, or you can consult the Matriculation Board directly. There is a charge, currently R260, for a certifi cate of exemption.

Contact details:

The Matriculation Board PO Box 3854, Pretoria, 0001

  • 012 481 2847 / 2848
  • 012 481 2718 / 2922

www.hesa-enrol.ac.za
Email:exemptions@hesa-enrol.ac.zaThose wishing to enter diploma programmes may be required to have their qualifications assessed to confi rm that they are equivalent to the South African Senior Certifi cate. This evaluation is carried out by SAQA (South African Qualifications Authority).

If you need to telephone SAQA you must ask for the Quality Assurance department. The cost ranges from R360 to R720 depending on the level of priority. Conditions are on the SAQA website.

Contact details:

SAQA Postnet Suite 248, Private Bag X06 Waterkloof, 0145

  • 012 431 5000
  • 012 431 5039

www.saqa.org.za
Email:saqainfo@saqa.org.za

Need Information or Confused about Something ?

Ask a Question
Do NOT leave home before your Study Permit is granted – you will not be allowed to study on a Visitor`s Permit. You cannot apply for your first permit after you arrive in South Africa. People who are in South Africa for study purposes are not eligible to apply for South African citizenship.
FOR MORE INFORMATION Contact the institutions/s direct – see `Institution contact details`, or use the hyperlinks on the CAO website www.cao.ac.za

 


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Complete Guide to NSFAS Online Loan Application for South African Students (2025)

If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.

This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.


📌 What is NSFAS?

The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.

NSFAS offers both bursaries and income-contingent loans:

  • Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
  • Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.

✅ Who Qualifies for an NSFAS Loan?

To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:

  • Be a South African citizen.
  • Be financially needy, with a household income of less than R350,000 per year.
  • Have a valid South African ID.
  • Be enrolled or accepted to study at a public university or TVET college.
  • Not be funded through another bursary program that covers all expenses.
  • Maintain satisfactory academic progress (returning students).
See also  What do you need to apply at UWC?

📚 Courses Funded by NSFAS

NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.

If you’re studying:

  • Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
  • Postgraduate study: You may qualify for a loan, depending on the course and funding availability.

📄 Required Documents for NSFAS Application

When applying, make sure you have the following documents scanned and ready:

  1. Certified copy of your South African ID or Smart Card.
  2. Parent(s) or guardian(s) ID documents.
  3. Proof of income (latest payslips, UIF, or affidavit if unemployed).
  4. Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
  5. Proof of registration or acceptance at a public institution.
  6. Academic transcripts (for continuing or postgraduate students).

🖥️ How to Apply for an NSFAS Loan Online

Step-by-Step NSFAS Online Application Process (2025)

  1. Visit the NSFAS Website

    Go to: https://www.nsfas.org.za

  2. Create an Account

    • Click on “MyNSFAS” and register your profile.
    • You’ll need a valid email address and South African cellphone number.
    • Choose a strong password and verify your account via email or SMS.
  3. Login and Start the Application

    • After registration, log in to your MyNSFAS account.
    • Click on “Apply” to begin a new application.
  4. Fill in Your Personal Details

    • Input your ID number, name, surname, and other details exactly as they appear on your ID.
    • Provide household income information and living arrangements.
  5. Upload Required Documents

    • Upload all supporting documents in PDF or JPEG format.
    • Each document must be clear and under the size limit specified.
  6. Submit Your Application

    • Review your application for accuracy.
    • Click “Submit” and wait for a confirmation message.
  7. Track Your Application

    • Log in regularly to check your application status.
    • You will be notified via SMS and email at each stage of the process.

🗓️ Important NSFAS Dates (2025)

  • Application Opening Date: September 1, 2025
  • Application Deadline: January 31, 2026
  • Appeals Period: February 2026 (if rejected)
  • Disbursement: After registration and approval

Note: Dates are subject to change; always confirm on the official NSFAS website.


💸 What Does the NSFAS Loan Cover?

NSFAS funding typically includes:

  • Tuition fees
  • Registration fees
  • Accommodation (if living away from home)
  • Meals and transport
  • Learning materials (e.g., textbooks)

For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).


🔄 NSFAS Loan Repayment

Repayments are:

  • Income-contingent – you only repay when you can afford to.
  • Administered by DHET (Department of Higher Education and Training).
  • Interest-bearing, but interest rates are low and favorable.

You can also apply for a partial loan conversion to a bursary if you perform well academically.


🔁 How to Appeal a Rejected NSFAS Application

If your application is rejected, you may submit an appeal via your MyNSFAS portal:

  1. Log into your MyNSFAS account.
  2. Click on “Track Funding Progress”.
  3. If rejected, click on “Submit Appeal”.
  4. Upload any missing or corrected documents.
  5. Provide a clear explanation or motivation.

📱 NSFAS Contact Information


📝 Final Tips Before Applying

  • Apply early to avoid system overload near the deadline.
  • Use your own email and cellphone number (do not use someone else’s).
  • Double-check that all your documents are certified and legible.
  • Keep a copy of your submission confirmation for reference.

By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.