In this blog post, we will explore how Liberty Investment works, the benefits of their plans, and how you can get started on your investment journey today.
How Does Liberty Investment Work?
Liberty Investment allows you to choose from various financial products designed to help you build wealth or generate income. You can invest for a specific term—typically 5, 10, or 15 years—and designate up to two beneficiaries who will receive a portion of your investment if you pass away before the term ends. This feature ensures that your loved ones are taken care of even in unforeseen circumstances.
The Liberty Investment Plan
The Liberty Investment Plan is tailored to meet your unique financial needs. Here’s how it works:
- Investment Duration: You decide the investment period—5, 10, or 15 years.
- Beneficiary Designation: You can name up to two beneficiaries to receive a portion of the investment.
- Claiming Your Investment: To claim your investment, submit the completed claims documents to lcb.customerservices@liberty.co.za with your withdrawal or retirement claim details, including your full name, surname, and membership number.
Why Consider an Investment Plan?
An Investment Plan from Liberty allows you to invest in a diverse range of asset classes, helping you grow your wealth over time. Here are some benefits to consider:
- Flexibility of Choice: Liberty’s Multi-Manager approach means your money is managed by multiple investment managers, offering diversified portfolio options without additional costs.
- Tax Efficiency: After holding your investment for five years, you won’t have to pay additional tax if you remain the original owner.
- Pay-on-Delivery Investing: Liberty takes on the investment risk, allowing you to share in the rewards. If your investment doesn’t grow by the Target Return in the first three years, you won’t pay for the setup costs.
The Evolve Investment Plan
The Evolve Investment Plan is Liberty’s innovative pay-on-delivery endowment policy designed for investors in higher tax brackets. Here are the key features:
Need Information or Confused about Something ?
Ask a Question- Minimum Investment: Start with a minimum investment of R150,000.
- Investment Distribution: A portion of your investment goes into a Capped Tracker portfolio, giving you exposure to the ALSI 40, including dividends. You choose whether to allocate 60% or 40% of your investment to this portfolio.
- Growth Sharing: You share the investment growth exceeding the Target Return with Liberty in the first three years. After that, your investment in the Capped Tracker switches to the Top 40 Tracker, ensuring you continue to benefit from market growth.
Did You Know : Top 15 Free Online Learning Platforms
-
Free Online Education Degrees : Coursera:
Coursera partners with universities and organizations worldwide to offer a wide range of courses. While many courses are free, a fee is often required for certification.
-
Free Online Education Degrees: edX:
Founded by MIT and Harvard, edX offers high-quality courses from top universities and institutions around the world. Certificates are available for a fee.
-
Free Online Education Degrees : Khan Academy:
Khan Academy provides free educational content in various subjects, especially mathematics and science, using instructional videos and practice exercises.
-
Free Online Education Degrees : Udacity:
Udacity focuses on tech-related courses and nanodegree programs, offering free content as well as more in-depth paid programs.
-
Free Online Education Degrees : MIT OpenCourseWare (OCW):
MIT OCW provides a vast array of MIT's course content for free, covering a wide range of disciplines.
-
Free Online Education Degrees : Harvard Extension School:
Harvard Extension School offers a selection of free online courses. While some courses are free, others may require payment for a certificate.
-
Free Online Education Degrees: Stanford Online:
Stanford Online offers a variety of free courses in different disciplines, including computer science, engineering, and business.
-
Best Free Online Courses : Carnegie Mellon Open Learning Initiative (OLI):
OLI offers free online courses and resources designed to improve learning outcomes through research-based methodologies.
-
Best Free Online Courses : FutureLearn:
FutureLearn partners with universities and institutions to offer a diverse range of free online courses. Certificates are available for a fee.
-
Best Free Online Courses: Alison:
Alison offers a wide range of free online courses, including diploma and certificate programs, covering various subjects.
-
Best Free Online Courses: Open Yale Courses:
Yale University provides free access to a selection of introductory courses through Open Yale Courses.
-
Best Free Online Courses : UC Berkeley Online:
UC Berkeley offers free online courses on a variety of subjects, ranging from computer science to humanities.
-
Best Free Online Courses : Google Digital Garage:
Google Digital Garage provides free courses on digital skills, including online marketing, data analysis, and more.
-
Best Free Online Courses : Codecademy:
Codecademy offers free coding courses, interactive exercises, and coding projects to help individuals learn programming languages.
-
Best Free Online Courses : LinkedIn Learning (formerly Lynda.com):
LinkedIn Learning provides a variety of video courses on professional development, technology, and creative skills. It offers a free trial period.