It’s easy to find discounts or premium reductions on your new or existing GEICO Auto policy. GEICO offers a lot of car insurance savings for our policyholders! These savings include things like Good Driver Discounts, Multi-Car Discounts, and more. See how much you could save on GEICO’s already affordable car insurance.
SEE ALSO:
- Geico: Military Discounts For Your Insurance Needs
- Geico Federal Employees Insurance Discounts And Premium Reductions
- Geico: Find Defensive Driving Discounts by State
- Geico Motorcycle Insurance Discounts
GEICO Car Insurance Discounts List
Discount Name | Potential Savings | Discount Category |
Air Bag | 23% | Vehicle Equipment |
Anti-Lock Brakes | 5% | Vehicle Equipment |
Anti-Theft System | 23% | Vehicle Equipment |
Daytime Running Lights | 3% | Vehicle Equipment |
New Vehicle Discount | 15% | Vehicle Equipment |
Good Driver | 22% (Five Years Accident-Free) | Driving History & Habits |
Seat Belt Use | Varies | Driving History & Habits |
Defensive Driving | Varies | Driver’s Education |
Driver’s Educational Course | Varies | Driver’s Education |
Good Student | 15% | Driver’s Education |
Emergency Deployment | 25% | Driver Affiliation |
Federal Employee (Eagle) | 12% | Driver Affiliation |
Membership & Employee | Varies | Driver Affiliation |
Military | 15% | Driver Affiliation |
Multi-Vehicle | 25% | Customer Loyalty |
Multi-Policy | Varies | Customer Loyalty |
Vehicle Equipment Discounts
Air Bag Discount
You could save up to 23% if your vehicle has air bags. These discounts apply to the medical payments or personal injury portion of your car insurance.
Anti-Lock Brakes Discount
Does your car have a factory installed anti-lock braking system? Congrats! You could receive a 5% discount on certain car insurance coverages.
Anti-Theft System Discount
Cars with a built-in anti-theft system could earn you a discount of up to 23% on the comprehensive portion of your premium.
Daytime Running Lights Discount
Vehicles equipped with daytime running lights as standard equipment could earn you a 3% discount on certain car insurance coverages.
New Vehicle Discount
New vehicles 3 model years old or newer could earn you up to a 15% discount on certain car insurance coverages.
Discounts for Driving History and Habits
Five-Year Accident-Free Good Driver Discount
Squeaky-clean driving record? That could mean serious car insurance savings with good driver discounts. If you’ve been accident-free for 5 years, you may be able to save up to 22% on most coverages.
Seat Belt Use Discount
Buckle up and drive down your rate. If you and your passengers always wear seat belts, you could receive a discount off the medical payments or personal injury protection portion of your premium.
Driver’s Education Discounts
Defensive Driving Discount
If you’ve completed a defensive driving course, you may be able to save more. Find out if you qualify for this auto insurance discount on our defensive driving information page by state.
Driver’s Education Discount
If a young driver in your family has completed a driver’s education course, you may earn a discount on most coverages.
Good Student Discount
Full-time students with a good academic record could get up to a 15% discount on certain coverages.
Driver Affiliation Discounts
Emergency Deployment Discount
It’s an honor to offer a special benefit to United States Military policyholders. If you’re part of an emergency deployment to an imminent danger zone, you could be eligible for an auto insurance discount of up to 25%. For a pre-deployment checklist please see our military programs page.
Federal Employee Discount (Eagle Discount)
If you’re an active or retired federal employee, you could qualify for the Eagle Discount of up to 12% on the total auto insurance premium. For details and eligibility, check out the Eagle Discount (available in most states).
Membership and Employee Discounts
If you belong to one of the 500+ groups listed here, you could receive an additional discount on your auto insurance premium.
Military Discount
GEICO is proud to give back to the ones who give so much to their country. Active duty, retired from the military, or members of the National Guard or Reserves may be eligible for a discount of up to 15% on certain car insurance coverages.
Customer Loyalty Discounts
Multi-Vehicle Discount
Insure more than one car with GEICO and you could get a discount of up to 25% on most of your car insurance coverages.
Multi-Policy Discount
When you insure your car through GEICO and have a homeowners, renters, condo, or mobile home policy through the GEICO Insurance Agency, you could get a discount on your car insurance.
Additional Car Insurance Savings Resources
- 4 Ways to Save on Car Insurance
- Discounts for Students
- Combining Home & Auto Insurance
- Cheap Car Insurance Quotes
Affordable car insurance is a few minutes away. We’re here for you. Get an auto insurance quote or call and see how we can help you save even more.
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Sponsored Guide
Complete Guide to NSFAS Online Loan Application for South African Students (2025)
If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.
This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.
📌 What is NSFAS?
The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.
NSFAS offers both bursaries and income-contingent loans:
- Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
- Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.
✅ Who Qualifies for an NSFAS Loan?
To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:
- Be a South African citizen.
- Be financially needy, with a household income of less than R350,000 per year.
- Have a valid South African ID.
- Be enrolled or accepted to study at a public university or TVET college.
- Not be funded through another bursary program that covers all expenses.
- Maintain satisfactory academic progress (returning students).
📚 Courses Funded by NSFAS
NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.
If you’re studying:
- Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
- Postgraduate study: You may qualify for a loan, depending on the course and funding availability.
📄 Required Documents for NSFAS Application
When applying, make sure you have the following documents scanned and ready:
- Certified copy of your South African ID or Smart Card.
- Parent(s) or guardian(s) ID documents.
- Proof of income (latest payslips, UIF, or affidavit if unemployed).
- Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
- Proof of registration or acceptance at a public institution.
- Academic transcripts (for continuing or postgraduate students).
🖥️ How to Apply for an NSFAS Loan Online
Step-by-Step NSFAS Online Application Process (2025)
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Visit the NSFAS Website
Go to: https://www.nsfas.org.za
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Create an Account
- Click on “MyNSFAS” and register your profile.
- You’ll need a valid email address and South African cellphone number.
- Choose a strong password and verify your account via email or SMS.
-
Login and Start the Application
- After registration, log in to your MyNSFAS account.
- Click on “Apply” to begin a new application.
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Fill in Your Personal Details
- Input your ID number, name, surname, and other details exactly as they appear on your ID.
- Provide household income information and living arrangements.
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Upload Required Documents
- Upload all supporting documents in PDF or JPEG format.
- Each document must be clear and under the size limit specified.
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Submit Your Application
- Review your application for accuracy.
- Click “Submit” and wait for a confirmation message.
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Track Your Application
- Log in regularly to check your application status.
- You will be notified via SMS and email at each stage of the process.
🗓️ Important NSFAS Dates (2025)
- Application Opening Date: September 1, 2025
- Application Deadline: January 31, 2026
- Appeals Period: February 2026 (if rejected)
- Disbursement: After registration and approval
Note: Dates are subject to change; always confirm on the official NSFAS website.
💸 What Does the NSFAS Loan Cover?
NSFAS funding typically includes:
- Tuition fees
- Registration fees
- Accommodation (if living away from home)
- Meals and transport
- Learning materials (e.g., textbooks)
For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).
🔄 NSFAS Loan Repayment
Repayments are:
- Income-contingent – you only repay when you can afford to.
- Administered by DHET (Department of Higher Education and Training).
- Interest-bearing, but interest rates are low and favorable.
You can also apply for a partial loan conversion to a bursary if you perform well academically.
🔁 How to Appeal a Rejected NSFAS Application
If your application is rejected, you may submit an appeal via your MyNSFAS portal:
- Log into your MyNSFAS account.
- Click on “Track Funding Progress”.
- If rejected, click on “Submit Appeal”.
- Upload any missing or corrected documents.
- Provide a clear explanation or motivation.
📱 NSFAS Contact Information
- Website: https://www.nsfas.org.za
- Email: info@nsfas.org.za
- Toll-Free Number: 08000 67327 (Monday–Friday, 8 AM–5 PM)
- Twitter: @myNSFAS
- Facebook: NSFAS
📝 Final Tips Before Applying
- Apply early to avoid system overload near the deadline.
- Use your own email and cellphone number (do not use someone else’s).
- Double-check that all your documents are certified and legible.
- Keep a copy of your submission confirmation for reference.
By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.