AECI MEDICAL AID SOCIETY (086) 000-2103 Restricted |
ALLIANCE-MIDMED MEDICAL SCHEME (086) 000-2101 Restricted |
ANGLO MEDICAL SCHEME (086) 022-2633 Restricted |
ANGLOVAAL GROUP MEDICAL SCHEME (086) 010-0693 Restricted |
BANKMED 0800 226 5633 Restricted |
BARLOWORLD MEDICAL SCHEME 37 Conrad St, Florida North, Roodepoort, Gauteng (011) 671-2000 Restricted |
BESTMED MEDICAL SCHEME (086)000-2378 Open |
BMW EMPLOYEES MEDICAL AID SOCIETY (011)529-1091 Restricted |
BONITAS MEDICAL FUND (011)384-5100 Open |
BP MEDICAL AID SOCIETY (021)480-4610 Restricted |
BUILDING & CONSTRUCTION INDUSTRY MEDICAL AID FUND (011) 208-1000 Restricted |
CAPE MEDICAL PLAN (021) 930-6838 Open |
CHARTERED ACCOUNTANTS (SA) MEDICAL AID FUND (CAMAF) (086) 170-0600 Restricted |
COMMUNITY MEDICAL AID SCHEME (COMMED) (012) 643 5700 Open |
COMPCARE WELLNESS MEDICAL SCHEME (011) 208-1000 Open |
DE BEERS BENEFIT SOCIETY (053) 807-3111 Restricted |
DISCOVERY HEALTH MEDICAL SCHEME (011) 529-3954 Open |
ENGEN MEDICAL BENEFIT FUND (021) 403-4593 Restricted |
FEDHEALTH MEDICAL SCHEME (086) 000-2153 Open |
FISHING INDUSTRY MEDICAL SCHEME (FISH-MED) (021) 402-9927 Restricted |
FOOD WORKERS MEDICAL BENEFIT FUND (021) 930-3550 Restricted |
GENESIS MEDICAL SCHEME (021) 442-9900 Open |
GLENCORE MEDICAL SCHEME (086) 044-4450 Restricted |
GOLDEN ARROWS EMPLOYEES’ MEDICAL BENEFIT FUND (086) 010-4122 Restricted |
GOVERNMENT EMPLOYEES MEDICAL SCHEME (GEMS) (086) 111-4367 Restricted |
GRINTEK ELECTRONICS MEDICAL AID SCHEME (011) 591-8207 Restricted |
HORIZON MEDICAL SCHEME (086) 010-1103 Restricted |
HOSMED MEDICAL AID SCHEME (086) 146-7633 Open |
IMPALA MEDICAL PLAN (014) 569-7597 Restricted |
IMPERIAL GROUP MEDICAL SCHEME (011) 547-8611 Restricted |
KEYHEALTH (012) 667-2250 Open |
LA-HEALTH MEDICAL SCHEME (021) 914-2103 Restricted |
LIBCARE MEDICAL SCHEME (080) 012-2273 Restricted |
LIBERTY HEALTH MEDICAL SCHEME (011) 445 7052 Open |
LONMIN MEDICAL SCHEME (086) 010 4883 Restricted |
MAKOTI MEDICAL SCHEME (011) 208-1000 Open |
MALCOR MEDICAL SCHEME (086) 010-0698 Restricted |
MASSMART HEALTH PLAN (011) 208-1000 Restricted |
MBMED MEDICAL AID FUND (086) 000-2109 Restricted |
MEDIHELP (086) 010-0678 Open |
MEDIMED MEDICAL SCHEME (041) 395-4400 Open |
MEDIPOS MEDICAL SCHEME (086) 010-0078 Restricted |
MEDSHIELD MEDICAL SCHEME (010) 597-4700 Open |
MOMENTUM HEALTH (086) 011-7859 Open |
MOTOHEALTH CARE (086) 132-9800 Restricted |
NASPERS MEDICAL FUND (086) 062-7633 Restricted |
NEDGROUP MEDICAL AID SCHEME (086) 010-0080 Restricted |
NETCARE MEDICAL SCHEME (011) 529-3954 Restricted |
OLD MUTUAL STAFF MEDICAL AID FUND (021) 509-7036 Restricted |
PARMED MEDICAL AID SCHEME (086) 000-2126 Restricted |
PG GROUP MEDICAL SCHEME (011) 417-5800 Restricted |
PHAROS MEDICAL PLAN (031)-267-5000 / 0860 742767 Open |
PICK N PAY MEDICAL SCHEME (080) 000-4389 Restricted |
PLATINUM HEALTH (014) 591-3069 Restricted |
PROFMED (011) 628-8900 Restricted |
PRO SANO MEDICAL SCHEME (021) 917-4440 Open |
QUANTUM MEDICAL AID SOCIETY (086) 010-2958 Restricted |
RAND WATER MEDICAL SCHEME (011) 682-0985 Restricted |
REMEDI MEDICAL AID SCHEME (086) 011-6116 Restricted |
RESOLUTION HEALTH MEDICAL SCHEME 0861 7916 425 Open |
RETAIL MEDICAL SCHEME (021) 980-4465 Restricted |
RHODES UNIVERSITY MEDICAL SCHEME (041) 395-4476 Restricted |
SABC MEDICAL AID SCHEME (086) 000-2136 Restricted |
SAMWUMED (021) 697-9000 Restricted |
SASOLMED (086) 000-2134 Restricted |
SEDMED (051) 447-8991 Restricted |
SELFMED MEDICAL SCHEME (021) 943-2300 Open |
SISONKE HEALTH MEDICAL SCHEME (041) 395-4400 Restricted |
SIZWE MEDICAL FUND (011) 298-1500 Open |
SOUTH AFRICAN BREWERIES MEDICAL SCHEME (086) 000-2133 Restricted |
SOUTH AFRICAN POLICE SERVICE MEDICAL SCHEME (POLMED) (012) 818-7500 Restricted |
SPECTRAMED (086) 024-6637 Open |
SUREMED HEALTH (086) 008 0888 Open |
TFG MEDICAL AID SCHEME (086)012 3077 Restricted |
THEBEMED (011) 544 8899 Open |
TIGER BRANDS MEDICAL SCHEME (011) 208 1000 Restricted |
TOPMED MEDICAL SCHEME (086) 000 2158 Open |
TRANSMED MEDICAL FUND (080) 045 0010 Restricted |
TSOGO SUN GROUP MEDICAL SCHEME (086) 010 0421 Restricted |
UMVUZO HEALTH MEDICAL SCHEME (021) 845 000 Restricted |
UNIVERSITY OF KWA-ZULU NATAL MEDICAL SCHEME (086) 011 3322 Restricted |
UNIVERSITY OF THE WITWATERSRAND – JOHANNESBURG STAFF (086) 000 2140 Restricted |
WITBANK COALFIELDS MEDICAL AID SCHEME (013) 656 1407 Restricted |
WOOLTRU HEALTHCARE FUND (021) 480-4849 Restricted |
Sponsored Guide
Complete Guide to NSFAS Online Loan Application for South African Students (2025)
If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.
This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.
📌 What is NSFAS?
The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.
NSFAS offers both bursaries and income-contingent loans:
- Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
- Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.
✅ Who Qualifies for an NSFAS Loan?
To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:
- Be a South African citizen.
- Be financially needy, with a household income of less than R350,000 per year.
- Have a valid South African ID.
- Be enrolled or accepted to study at a public university or TVET college.
- Not be funded through another bursary program that covers all expenses.
- Maintain satisfactory academic progress (returning students).
📚 Courses Funded by NSFAS
NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.
If you’re studying:
- Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
- Postgraduate study: You may qualify for a loan, depending on the course and funding availability.
📄 Required Documents for NSFAS Application
When applying, make sure you have the following documents scanned and ready:
- Certified copy of your South African ID or Smart Card.
- Parent(s) or guardian(s) ID documents.
- Proof of income (latest payslips, UIF, or affidavit if unemployed).
- Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
- Proof of registration or acceptance at a public institution.
- Academic transcripts (for continuing or postgraduate students).
🖥️ How to Apply for an NSFAS Loan Online
Step-by-Step NSFAS Online Application Process (2025)
-
Visit the NSFAS Website
Go to: https://www.nsfas.org.za
-
Create an Account
- Click on “MyNSFAS” and register your profile.
- You’ll need a valid email address and South African cellphone number.
- Choose a strong password and verify your account via email or SMS.
-
Login and Start the Application
- After registration, log in to your MyNSFAS account.
- Click on “Apply” to begin a new application.
-
Fill in Your Personal Details
- Input your ID number, name, surname, and other details exactly as they appear on your ID.
- Provide household income information and living arrangements.
-
Upload Required Documents
- Upload all supporting documents in PDF or JPEG format.
- Each document must be clear and under the size limit specified.
-
Submit Your Application
- Review your application for accuracy.
- Click “Submit” and wait for a confirmation message.
-
Track Your Application
- Log in regularly to check your application status.
- You will be notified via SMS and email at each stage of the process.
🗓️ Important NSFAS Dates (2025)
- Application Opening Date: September 1, 2025
- Application Deadline: January 31, 2026
- Appeals Period: February 2026 (if rejected)
- Disbursement: After registration and approval
Note: Dates are subject to change; always confirm on the official NSFAS website.
💸 What Does the NSFAS Loan Cover?
NSFAS funding typically includes:
- Tuition fees
- Registration fees
- Accommodation (if living away from home)
- Meals and transport
- Learning materials (e.g., textbooks)
For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).
🔄 NSFAS Loan Repayment
Repayments are:
- Income-contingent – you only repay when you can afford to.
- Administered by DHET (Department of Higher Education and Training).
- Interest-bearing, but interest rates are low and favorable.
You can also apply for a partial loan conversion to a bursary if you perform well academically.
🔁 How to Appeal a Rejected NSFAS Application
If your application is rejected, you may submit an appeal via your MyNSFAS portal:
- Log into your MyNSFAS account.
- Click on “Track Funding Progress”.
- If rejected, click on “Submit Appeal”.
- Upload any missing or corrected documents.
- Provide a clear explanation or motivation.
📱 NSFAS Contact Information
- Website: https://www.nsfas.org.za
- Email: info@nsfas.org.za
- Toll-Free Number: 08000 67327 (Monday–Friday, 8 AM–5 PM)
- Twitter: @myNSFAS
- Facebook: NSFAS
📝 Final Tips Before Applying
- Apply early to avoid system overload near the deadline.
- Use your own email and cellphone number (do not use someone else’s).
- Double-check that all your documents are certified and legible.
- Keep a copy of your submission confirmation for reference.
By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.