Old Mutual Investment

Investing is a powerful tool for building wealth and securing your financial future. At Old Mutual, we offer a diverse range of investment products designed to help you achieve your medium- and long-term savings goals. Whether you’re a seasoned investor or just starting out, Old Mutual has the right investment plan for you.

Why Invest with Old Mutual?

1. Wide Range of Investment Options: Old Mutual provides various investment products to suit different needs and goals. From unit trusts to tax-free savings accounts, we have something for everyone.

2. Professional Management: Our investment products are managed by specialist teams with extensive experience and expertise, ensuring your money is in good hands.

3. Potential for Higher Returns: While savings accounts offer safety and modest interest, investment plans can potentially yield higher returns, helping you grow your wealth faster.

4. Flexibility: Our investment plans are designed to be flexible, allowing you to adjust your investments as your financial situation and goals change.

Explore Our Investment Products

1. Unit Trusts

  • Description: Choose from a variety of unit trusts tailored to your investment needs, goals, and time horizon.
  • Benefits: Diversified investment options, professional management, and potential for higher returns.
  • Learn More: Unit Trusts

2. Tax-Free Savings Account

  • Description: Save without paying tax on the growth of your money and access your funds when needed.
  • Benefits: Tax-free growth, flexibility, and easy access to your money.
  • Learn More: Tax-Free Savings Account

3. Flexible Plan

  • Description: Supplement your tax-free savings or save for other life goals with this adaptable plan.
  • Benefits: Flexibility to adjust contributions and access funds as needed.
  • Learn More: Flexible Plan

4. FutureInvest 4 My Goal

  • Description: A fixed investment plan designed to help you save for specific goals.
  • Benefits: Fixed investment period, disciplined savings approach.
  • Learn More: FutureInvest 4 My Goal

Income-Generating Investment Plans

Looking for a plan that provides regular income? Old Mutual offers income-generating investment options where you can invest a lump sum and receive regular payouts. Choose from interest-bearing, dividend-producing, or property-oriented unit trusts, or opt for a guaranteed income with the MAX range.

Financial Education and Resources

At Old Mutual, we believe in empowering our clients with knowledge. Explore our educational resources to learn more about investing:

  • How to Make the Most of Your Tax-Free Savings: Understand the benefits of tax-free savings accounts and how they can help you optimize your savings.
  • Needs vs. Wants: Learn the difference and how to save for both.
  • What Are Funds?: Discover where your money goes and how it grows.
  • Saving vs. Investing: Understand the differences and why you need both.

Start Investing Today

Investing with Old Mutual is easy. Visit our investment page to explore our products and start your investment journey. Whether you’re looking to grow your wealth, save for a specific goal, or generate regular income, Old Mutual has the right solution for you.

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Sponsored Guide


Complete Guide to NSFAS Online Loan Application for South African Students (2025)

If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.

This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.


📌 What is NSFAS?

The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.

NSFAS offers both bursaries and income-contingent loans:

  • Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
  • Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.

✅ Who Qualifies for an NSFAS Loan?

To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:

  • Be a South African citizen.
  • Be financially needy, with a household income of less than R350,000 per year.
  • Have a valid South African ID.
  • Be enrolled or accepted to study at a public university or TVET college.
  • Not be funded through another bursary program that covers all expenses.
  • Maintain satisfactory academic progress (returning students).

📚 Courses Funded by NSFAS

NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.

If you’re studying:

  • Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
  • Postgraduate study: You may qualify for a loan, depending on the course and funding availability.

📄 Required Documents for NSFAS Application

When applying, make sure you have the following documents scanned and ready:

  1. Certified copy of your South African ID or Smart Card.
  2. Parent(s) or guardian(s) ID documents.
  3. Proof of income (latest payslips, UIF, or affidavit if unemployed).
  4. Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
  5. Proof of registration or acceptance at a public institution.
  6. Academic transcripts (for continuing or postgraduate students).

🖥️ How to Apply for an NSFAS Loan Online

Step-by-Step NSFAS Online Application Process (2025)

  1. Visit the NSFAS Website

    Go to: https://www.nsfas.org.za

  2. Create an Account

    • Click on “MyNSFAS” and register your profile.
    • You’ll need a valid email address and South African cellphone number.
    • Choose a strong password and verify your account via email or SMS.
  3. Login and Start the Application

    • After registration, log in to your MyNSFAS account.
    • Click on “Apply” to begin a new application.
  4. Fill in Your Personal Details

    • Input your ID number, name, surname, and other details exactly as they appear on your ID.
    • Provide household income information and living arrangements.
  5. Upload Required Documents

    • Upload all supporting documents in PDF or JPEG format.
    • Each document must be clear and under the size limit specified.
  6. Submit Your Application

    • Review your application for accuracy.
    • Click “Submit” and wait for a confirmation message.
  7. Track Your Application

    • Log in regularly to check your application status.
    • You will be notified via SMS and email at each stage of the process.

🗓️ Important NSFAS Dates (2025)

  • Application Opening Date: September 1, 2025
  • Application Deadline: January 31, 2026
  • Appeals Period: February 2026 (if rejected)
  • Disbursement: After registration and approval

Note: Dates are subject to change; always confirm on the official NSFAS website.


💸 What Does the NSFAS Loan Cover?

NSFAS funding typically includes:

  • Tuition fees
  • Registration fees
  • Accommodation (if living away from home)
  • Meals and transport
  • Learning materials (e.g., textbooks)

For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).


🔄 NSFAS Loan Repayment

Repayments are:

  • Income-contingent – you only repay when you can afford to.
  • Administered by DHET (Department of Higher Education and Training).
  • Interest-bearing, but interest rates are low and favorable.

You can also apply for a partial loan conversion to a bursary if you perform well academically.


🔁 How to Appeal a Rejected NSFAS Application

If your application is rejected, you may submit an appeal via your MyNSFAS portal:

  1. Log into your MyNSFAS account.
  2. Click on “Track Funding Progress”.
  3. If rejected, click on “Submit Appeal”.
  4. Upload any missing or corrected documents.
  5. Provide a clear explanation or motivation.

📱 NSFAS Contact Information


📝 Final Tips Before Applying

  • Apply early to avoid system overload near the deadline.
  • Use your own email and cellphone number (do not use someone else’s).
  • Double-check that all your documents are certified and legible.
  • Keep a copy of your submission confirmation for reference.

By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.