Rand Water Medical Aid

Rand Water Medical Scheme is nonprofit restricted medical scheme catering specifically for the Rand Water employees and their immediate families. It was founded in 1918 and is registered (registration number 1201) in terms of the Medical Schemes Act 131 of 1998, as amended.The Scheme offers 2 Benefit Options , namely Option A ( Comprehensive Product ) and Option B plus (Standard) .Both product offerings are very rich, i.e. benchmarked and competes comfortably against higher options of the Largest Open & Closed Medical Schemes in the Market. The solvency ratio has been well maintained above 25% of the statutory requirement by Council for Medical Schemes   If you are a Member or a Service provider: 

Click here for Rand Water Medical Scheme

How to register on the Rand Water Medical Scheme 

Rand Water Medical scheme Services: 1. Maponya 911 Effective 01 August. NetCare 911 to service till 31st July CQM to be logged for resending SMS s to members as a reminder from the 29th July

Rand Water Medical Scheme Call Centre 011 682 0985
Net Care 911 (Emergency Service): 082 911
Dental Risk Company(DRC) 087 943 9611
MEDIKREDIT PHARMACY SERVICE PROVIDERS
www.medikredit.net 0861 114476 and Select opt 2
www.medikredit.co.za 
PHARMACIES THAT DELIVER MEDICATION DURING COVID-19 SHUT DOWN    
Click here to access the list   
CORONAVIRUS – COVID-19
·      RWMS COVID-19 Emergency Benefit and Management·        COVID-19 NDoH  FQA·        COVID-19 Funder Relations Update 31 March 2020 Visitor Times 1 April 2020·      CMS Script issue 1 of 2020 
Zantac Recall Letter
Product Change to registered-Stelara 
Afrocentric Integrated Corporate Solutions (Medical Adisory Services, Hospital Claim Adjudication)
Hospital Pre-Authorization  
Chronic Disease (HIV & Aids, Oncology and Diabetes) 
COUNCIL FOR MEDICAL SCHEMES CONTACT DETAILS: 
Tel: 0861 123 267 Fax: 0124 310 608 Email: information@medicalschemes.com Address: Private Bag X34, Hatfield, 0028 … Read more about the Council for Medical Scheme 

For Emergencies: During the Week After Hours, Weekends and Public Holidays, please go to the nearest Hospital Emergency Department for medical attention, should you be admitted, the hospital authorisation number will be obtained on the first working day.  Click here for escalation process 

CMScript

Prescribed Minimum Benefits (PMBs) refer to the benefits contemplated in section 29 (1) (o) of the Medical Schemes Act (the Act) 131 of 1998, and consist of the provision of the diagnosis, treatment and care costs.Read More

Rand Water Medical Scheme Forms:

1. Application Form – Option A and B Plus

2. Medical Scheme continuation form RW MED

3. Medical Scheme Membership Details Update

4. Rand Water Medical Scheme- NEW BORN

5. RW Medical Scheme dependent application form

6. Medical Scheme Brochure and rules

7. RDW Chronic Application form

8. Medical Scheme Option Change Form

Need Information or Confused about Something ?

Ask a Question

 


Sponsored Guide


Complete Guide to NSFAS Online Loan Application for South African Students (2025)

If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.

This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.


📌 What is NSFAS?

The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.

NSFAS offers both bursaries and income-contingent loans:

  • Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
  • Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.

✅ Who Qualifies for an NSFAS Loan?

To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:

  • Be a South African citizen.
  • Be financially needy, with a household income of less than R350,000 per year.
  • Have a valid South African ID.
  • Be enrolled or accepted to study at a public university or TVET college.
  • Not be funded through another bursary program that covers all expenses.
  • Maintain satisfactory academic progress (returning students).

📚 Courses Funded by NSFAS

NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.

If you’re studying:

  • Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
  • Postgraduate study: You may qualify for a loan, depending on the course and funding availability.

📄 Required Documents for NSFAS Application

When applying, make sure you have the following documents scanned and ready:

  1. Certified copy of your South African ID or Smart Card.
  2. Parent(s) or guardian(s) ID documents.
  3. Proof of income (latest payslips, UIF, or affidavit if unemployed).
  4. Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
  5. Proof of registration or acceptance at a public institution.
  6. Academic transcripts (for continuing or postgraduate students).

🖥️ How to Apply for an NSFAS Loan Online

Step-by-Step NSFAS Online Application Process (2025)

  1. Visit the NSFAS Website

    Go to: https://www.nsfas.org.za

  2. Create an Account

    • Click on “MyNSFAS” and register your profile.
    • You’ll need a valid email address and South African cellphone number.
    • Choose a strong password and verify your account via email or SMS.
  3. Login and Start the Application

    • After registration, log in to your MyNSFAS account.
    • Click on “Apply” to begin a new application.
  4. Fill in Your Personal Details

    • Input your ID number, name, surname, and other details exactly as they appear on your ID.
    • Provide household income information and living arrangements.
  5. Upload Required Documents

    • Upload all supporting documents in PDF or JPEG format.
    • Each document must be clear and under the size limit specified.
  6. Submit Your Application

    • Review your application for accuracy.
    • Click “Submit” and wait for a confirmation message.
  7. Track Your Application

    • Log in regularly to check your application status.
    • You will be notified via SMS and email at each stage of the process.

🗓️ Important NSFAS Dates (2025)

  • Application Opening Date: September 1, 2025
  • Application Deadline: January 31, 2026
  • Appeals Period: February 2026 (if rejected)
  • Disbursement: After registration and approval

Note: Dates are subject to change; always confirm on the official NSFAS website.


💸 What Does the NSFAS Loan Cover?

NSFAS funding typically includes:

  • Tuition fees
  • Registration fees
  • Accommodation (if living away from home)
  • Meals and transport
  • Learning materials (e.g., textbooks)

For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).


🔄 NSFAS Loan Repayment

Repayments are:

  • Income-contingent – you only repay when you can afford to.
  • Administered by DHET (Department of Higher Education and Training).
  • Interest-bearing, but interest rates are low and favorable.

You can also apply for a partial loan conversion to a bursary if you perform well academically.


🔁 How to Appeal a Rejected NSFAS Application

If your application is rejected, you may submit an appeal via your MyNSFAS portal:

  1. Log into your MyNSFAS account.
  2. Click on “Track Funding Progress”.
  3. If rejected, click on “Submit Appeal”.
  4. Upload any missing or corrected documents.
  5. Provide a clear explanation or motivation.

📱 NSFAS Contact Information


📝 Final Tips Before Applying

  • Apply early to avoid system overload near the deadline.
  • Use your own email and cellphone number (do not use someone else’s).
  • Double-check that all your documents are certified and legible.
  • Keep a copy of your submission confirmation for reference.

By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.