Suncorp Car Insurance is a provider of car insurance in Australia, as well as other products such as home, life, health and travel insurance. It also offers various banking products.
The Suncorp Group is an Australian financial services organisation based in Brisbane. Its heritage goes back to 1902. It now has a total of $96 billion in group assets and 3.8 million digital customers.
The group includes a network of brands, offering a diverse portfolio of insurance, banking and wealth products and services across Australia and New Zealand. This network of brands includes AAMI, GIO, Shannons, Bingle, Apia and Vero.
What types of car insurance does Suncorp offer?

Suncorp offers comprehensive, third party property damage, third party fire and theft insurance, and compulsory third party (CTP) insurance, at the time of writing.
If you’re unsure about which kind of car insurance is most appropriate for you, or you’d like more information on the differences between the different levels of cover.
Below is some further information on Suncorp’s comprehensive car insurance product.
Suncorp Comprehensive Car Insurance
Comprehensive Car Insurance is Suncorp’s highest level of car insurance cover and is designed to protect drivers for the cost of damage caused to their car, as well as to other people’s vehicles and property.
Suncorp offers three levels of comprehensive cover, which it calls Comprehensive, Comprehensive Extras, and Comprehensive Advantage.
Some of the features offered by Suncorp’s Comprehensive Car Insurance, at the time of writing, include:
- Accidental loss or damage cover, up to the amount covered or the vehicle’s market value, depending on what is stated on your policy
- Third party property damage cover, up to a maximum of $20 million
- Malicious damage or vandalism cover
- 24/7 online claims service
- A range of included extra features such as cover for your trailer, tools of trade, and baby capsule and child seats.
Customers can also choose to add on the following optional features for an extra cost:
- Roadside assistance
- Hire car after an insured event for up to 21 days
- Windscreen and window glass damage
How do you buy car insurance from Suncorp?
First, consider comparing comprehensive car insurance policies among a range of providers with Canstar to see if you can find a product that suits your needs.
If you choose to go with Suncorp, you can get a car insurance quote directly through its website or over the phone.
Does Suncorp let you nominate a higher or lower excess?
According to Suncorp, excesses of $600 and $1500 are offered for drivers who are listed on your insurance policy, and $1400 for unlisted drivers. The amount and types of excesses will be shown on your certificate of insurance. Age excess (for drivers under 25) and inexperienced driver (driving for less than 2 years) excess of $400 is applicable. This excludes learner drivers. Suncorp also has a driver history excess of $800 which applies to drivers who have had their license cancelled, suspended, disqualified or restricted in the past three years.
Remember, varying the excess amount can reduce the premium. In general, the higher the excess the lower the premium amount and vice versa.
The excess amount can be waived in instances where you or the driver of your vehicle didn’t cause the accident and you supply Suncorp with the at fault driver’s name, address and their vehicle’s registration number.
Does Suncorp let you choose between market and agreed value?
Suncorp allows policyholders to choose between covering their vehicle for its market value or an agreed value for most claim types. Its agreed value, or ‘amount covered’ option allows policyholders to choose between a set range of quoted dollar values. Some exclusions may apply. Check with Suncorp for details.
If you’re not sure which of these options would be better for your vehicle specifically,
How do you lodge a claim with Suncorp?
You can lodge a claim with Suncorp through its online claims process. Once the claim has been lodged, Suncorp states you will be able to track the progress of your claim online and when finalised, you will be contacted to organise either a pick up of your repaired vehicle or payout.
How do you renew your car insurance with Suncorp?
Suncorp allows for policy renewal and updates through its website. You can also pay or renew in person at a Suncorp branch, over the phone or via post. According to Suncorp, your policy will automatically renew if you set up automatic debiting for the premium for your account.
Consider comparing car insurance policies before simply renewing the same policy, to help ensure you can continue to get the cover you need as well as value for money.
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Complete Guide to NSFAS Online Loan Application for South African Students (2025)
If you are a South African student looking to pursue higher education but are facing financial difficulties, the National Student Financial Aid Scheme (NSFAS) is one of the most accessible funding options available. NSFAS provides financial aid in the form of bursaries and loans to qualifying students at public universities and TVET colleges in South Africa.
This guide will walk you through everything you need to know about the NSFAS loan application process, from eligibility requirements to application steps and frequently asked questions.
📌 What is NSFAS?
The National Student Financial Aid Scheme (NSFAS) is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.
NSFAS offers both bursaries and income-contingent loans:
- Bursaries: For eligible students who meet academic and household income criteria (especially for TVET and university students).
- Loans: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.
✅ Who Qualifies for an NSFAS Loan?
To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:
- Be a South African citizen.
- Be financially needy, with a household income of less than R350,000 per year.
- Have a valid South African ID.
- Be enrolled or accepted to study at a public university or TVET college.
- Not be funded through another bursary program that covers all expenses.
- Maintain satisfactory academic progress (returning students).
📚 Courses Funded by NSFAS
NSFAS primarily funds undergraduate qualifications, but certain postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB) may be considered under the NSFAS loan scheme, not bursaries.
If you’re studying:
- Undergraduate degree or diploma: You are likely eligible for a full NSFAS bursary.
- Postgraduate study: You may qualify for a loan, depending on the course and funding availability.
📄 Required Documents for NSFAS Application
When applying, make sure you have the following documents scanned and ready:
- Certified copy of your South African ID or Smart Card.
- Parent(s) or guardian(s) ID documents.
- Proof of income (latest payslips, UIF, or affidavit if unemployed).
- Consent Form signed by your parent(s)/guardian(s) to allow NSFAS to verify income.
- Proof of registration or acceptance at a public institution.
- Academic transcripts (for continuing or postgraduate students).
🖥️ How to Apply for an NSFAS Loan Online
Step-by-Step NSFAS Online Application Process (2025)
-
Visit the NSFAS Website
Go to: https://www.nsfas.org.za
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Create an Account
- Click on “MyNSFAS” and register your profile.
- You’ll need a valid email address and South African cellphone number.
- Choose a strong password and verify your account via email or SMS.
-
Login and Start the Application
- After registration, log in to your MyNSFAS account.
- Click on “Apply” to begin a new application.
-
Fill in Your Personal Details
- Input your ID number, name, surname, and other details exactly as they appear on your ID.
- Provide household income information and living arrangements.
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Upload Required Documents
- Upload all supporting documents in PDF or JPEG format.
- Each document must be clear and under the size limit specified.
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Submit Your Application
- Review your application for accuracy.
- Click “Submit” and wait for a confirmation message.
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Track Your Application
- Log in regularly to check your application status.
- You will be notified via SMS and email at each stage of the process.
🗓️ Important NSFAS Dates (2025)
- Application Opening Date: September 1, 2025
- Application Deadline: January 31, 2026
- Appeals Period: February 2026 (if rejected)
- Disbursement: After registration and approval
Note: Dates are subject to change; always confirm on the official NSFAS website.
💸 What Does the NSFAS Loan Cover?
NSFAS funding typically includes:
- Tuition fees
- Registration fees
- Accommodation (if living away from home)
- Meals and transport
- Learning materials (e.g., textbooks)
For loans, repayment is only required once you start working and earn above a threshold (around R30,000 annually, but subject to change).
🔄 NSFAS Loan Repayment
Repayments are:
- Income-contingent – you only repay when you can afford to.
- Administered by DHET (Department of Higher Education and Training).
- Interest-bearing, but interest rates are low and favorable.
You can also apply for a partial loan conversion to a bursary if you perform well academically.
🔁 How to Appeal a Rejected NSFAS Application
If your application is rejected, you may submit an appeal via your MyNSFAS portal:
- Log into your MyNSFAS account.
- Click on “Track Funding Progress”.
- If rejected, click on “Submit Appeal”.
- Upload any missing or corrected documents.
- Provide a clear explanation or motivation.
📱 NSFAS Contact Information
- Website: https://www.nsfas.org.za
- Email: info@nsfas.org.za
- Toll-Free Number: 08000 67327 (Monday–Friday, 8 AM–5 PM)
- Twitter: @myNSFAS
- Facebook: NSFAS
📝 Final Tips Before Applying
- Apply early to avoid system overload near the deadline.
- Use your own email and cellphone number (do not use someone else’s).
- Double-check that all your documents are certified and legible.
- Keep a copy of your submission confirmation for reference.
By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams—without the burden of immediate financial pressure.