{"id":10408,"date":"2024-05-24T20:03:28","date_gmt":"2024-05-24T20:03:28","guid":{"rendered":"https:\/\/collegeguide.co.za\/?page_id=10408"},"modified":"2024-05-24T20:03:28","modified_gmt":"2024-05-24T20:03:28","slug":"best-jse-shares-to-buy","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/best-jse-shares-to-buy\/","title":{"rendered":"Best Jse shares to buy"},"content":{"rendered":"\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-538521867\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>Before we take a closer look at the best shares to buy in South Africa right now, here are our top 5 picks:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>British American Tobacco<\/strong><\/li><li><strong>Tesla<\/strong><\/li><li><strong>Netflix<\/strong><\/li><li><strong>BP<\/strong><\/li><li><strong>Gold Fields Limited<\/strong><\/li><\/ol>\n\n\n\n<p>The following table looks at South Africa\u2019s Jse Top 40 Cash Index constituents, their long term broker ratings and price targets, as well as whether these targets are at a discount or premium to current share price valuations.<\/p>\n\n\n\n<p>The long term (12 months +) broker ratings and price targets for these shares are a median of estimates sourced from Refinitiv Data (formerly Thomson Reuters). The \u2018current\u2019 share prices are derived at the time of writing, 17 February 2026.<\/p>\n\n\n\n<p>Companies Reinet Investments and Investec Plc have been omitted from the list due to ratings and price targets not being available at the time of writing. The index constituent data is as of the last Jse Top 40 rebalancing which came into effect on the 21<sup>st<\/sup>&nbsp;of December 2020. The next index constituent rebalancing will come into effect in the latter part of March 2026.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th scope=\"col\">Company<\/th><th scope=\"col\">LT Broker Rating<\/th><th scope=\"col\">No. of Brokers<\/th><th scope=\"col\">LT Target Price<\/th><th scope=\"col\">Share Price<\/th><th scope=\"col\">Discount\/Premium to Target<\/th><\/tr><\/thead><tbody><tr><td>Absa Bank Limited<\/td><td>Buy<\/td><td>10<\/td><td>132.5<\/td><td>129.31<\/td><td>-2.41%<\/td><\/tr><tr><td>Anglo American PLC (SA)<\/td><td>Buy<\/td><td>7<\/td><td>550<\/td><td>583.03<\/td><td>6.01%<\/td><\/tr><tr><td>Anglo American Platinum Ltd<\/td><td>Hold<\/td><td>8<\/td><td>1643<\/td><td>1758.19<\/td><td>7.01%<\/td><\/tr><tr><td>AngloGold Ashanti Ltd (SA)<\/td><td>Hold<\/td><td>11<\/td><td>450<\/td><td>322.63<\/td><td>-28.30%<\/td><\/tr><tr><td>Aspen Insurance Holdings Ltd<\/td><td>Buy<\/td><td>6<\/td><td>150.5<\/td><td>143.97<\/td><td>-4.34<\/td><\/tr><tr><td>BHP Billiton PLC (SA)<\/td><td>Buy<\/td><td>7<\/td><td>460<\/td><td>469.21<\/td><td>2.00%<\/td><\/tr><tr><td>Bid Corp Ltd<\/td><td>Buy<\/td><td>6<\/td><td>310<\/td><td>284.50<\/td><td>-8.23%<\/td><\/tr><tr><td>British American Tobacco PLC (SA)<\/td><td>Strong Buy<\/td><td>2<\/td><td>770<\/td><td>532.77<\/td><td>-30.21%<\/td><\/tr><tr><td>Bidvest Group Ltd<\/td><td>Buy<\/td><td>8<\/td><td>185<\/td><td>175.01<\/td><td>-5.40%<\/td><\/tr><tr><td>Cie Financiere Richemont SA (CH)<\/td><td>Buy<\/td><td>27<\/td><td>90<\/td><td>97.56<\/td><td>-2.71%<\/td><\/tr><tr><td>Clicks Group Ltd<\/td><td>Sell<\/td><td>7<\/td><td>256.67<\/td><td>250.26<\/td><td>-2.50%<\/td><\/tr><tr><td><a href=\"https:\/\/uni1.co.za\/articles\/articles\/capitec\/\">Capitec Bank Holdings Ltd<\/a><\/td><td>Hold<\/td><td>9<\/td><td>1300<\/td><td>1384.29<\/td><td>6.48%<\/td><\/tr><tr><td>Discovery Ltd<\/td><td>Hold<\/td><td>3<\/td><td>150<\/td><td>143.85<\/td><td>-4.10%<\/td><\/tr><tr><td>Exxaro Resources Ltd<\/td><td>Buy<\/td><td>8<\/td><td>177.5<\/td><td>178.33<\/td><td>0.47<\/td><\/tr><tr><td>FirstRand Ltd<\/td><td>Buy<\/td><td>11<\/td><td>55<\/td><td>51.32<\/td><td>-6.69%<\/td><\/tr><tr><td>Goldfields Money Limited<\/td><td>Buy<\/td><td>11<\/td><td>180<\/td><td>132.31<\/td><td>-26.49%<\/td><\/tr><tr><td>Growthpoint Properties Ltd<\/td><td>Buy<\/td><td>7<\/td><td>14.5<\/td><td>13.81<\/td><td>-4.76%<\/td><\/tr><tr><td>Harmony Gold Mining Co Ltd<\/td><td>Buy<\/td><td>8<\/td><td>82<\/td><td>56.61<\/td><td>-30,96%<\/td><\/tr><tr><td>Impala Platinum Holdings Ltd<\/td><td>Buy<\/td><td>8<\/td><td>264<\/td><td>232.10<\/td><td>-12.08%<\/td><\/tr><tr><td><a href=\"https:\/\/uni1.co.za\/articles\/articles\/investec\/\">Investec PLC (SA)<\/a><\/td><td>Buy<\/td><td>2<\/td><td>42.15<\/td><td>41.42<\/td><td>-1.73%<\/td><\/tr><tr><td>MultiChoice Group Ltd<\/td><td>Buy<\/td><td>6<\/td><td>144<\/td><td>128.87<\/td><td>-10.51%<\/td><\/tr><tr><td>Mondi Ltd (SA)<\/td><td>Buy<\/td><td>3<\/td><td>361<\/td><td>379.8<\/td><td>5.21<\/td><\/tr><tr><td>Mr Price Group Ltd<\/td><td>Hold<\/td><td>11<\/td><td>187.3<\/td><td>184.88<\/td><td>-1.29%<\/td><\/tr><tr><td>MTN Group Ltd<\/td><td>Buy<\/td><td>11<\/td><td>90<\/td><td>72.94<\/td><td>-18.96%<\/td><\/tr><tr><td>Nedbank Group Ltd<\/td><td>Buy<\/td><td>11<\/td><td>150<\/td><td>135.29<\/td><td>-9.81%<\/td><\/tr><tr><td>Northam Platinum Ltd<\/td><td>Hold<\/td><td>7<\/td><td>225<\/td><td>211.62<\/td><td>-5.95%<\/td><\/tr><tr><td>Naspers Ltd<\/td><td>Buy<\/td><td>11<\/td><td>4960<\/td><td>3,786<\/td><td>-23.67%<\/td><\/tr><tr><td>NEPI Rockcastle PLC<\/td><td>Buy<\/td><td>5<\/td><td>102<\/td><td>90.25<\/td><td>-11.52%<\/td><\/tr><tr><td>Old Mutual Ltd<\/td><td>Buy<\/td><td>3<\/td><td>15.5<\/td><td>14.11<\/td><td>-8.97<\/td><\/tr><tr><td>Prosus NV<\/td><td>Buy<\/td><td>4<\/td><td>2250<\/td><td>1,883.00<\/td><td>-16.31<\/td><\/tr><tr><td>Remgro Ltd<\/td><td>Buy<\/td><td>2<\/td><td>116.5<\/td><td>106.00<\/td><td>-9.01%<\/td><\/tr><tr><td>Standard Bank Group Ltd<\/td><td>Hold<\/td><td>11<\/td><td>140<\/td><td>136.93<\/td><td>-2.96%<\/td><\/tr><tr><td>Shoprite Holdings Ltd<\/td><td>Hold<\/td><td>12<\/td><td>150<\/td><td>14.50<\/td><td>-3.67<\/td><\/tr><tr><td><a href=\"https:\/\/uni1.co.za\/articles\/articles\/sanlam\/\">Sanlam Ltd<\/a><\/td><td>Buy<\/td><td>3<\/td><td>75<\/td><td>62.10<\/td><td>-17.20<\/td><\/tr><tr><td><a href=\"https:\/\/uni1.co.za\/articles\/articles\/sasol\/\">Sasol Ltd<\/a><\/td><td>Buy<\/td><td>10<\/td><td>190<\/td><td>203.74<\/td><td>7.23%<\/td><\/tr><tr><td>Sibanye Gold Ltd<\/td><td>Buy<\/td><td>9<\/td><td>6928<\/td><td>65.41<\/td><td>-5.5<\/td><\/tr><tr><td>Spar Group Ltd<\/td><td>Buy<\/td><td>11<\/td><td>225<\/td><td>194.57<\/td><td>-13.52<\/td><\/tr><tr><td>Truworths International Ltd<\/td><td>Hold<\/td><td>11<\/td><td>47<\/td><td>48.36<\/td><td>2.89%<\/td><\/tr><tr><td>Vodacom Group Ltd<\/td><td>Buy<\/td><td>11<\/td><td>140<\/td><td>126.15<\/td><td>-9.89%<\/td><\/tr><tr><td>Woolworths Holdings Ltd<\/td><td>Hold<\/td><td>11<\/td><td>50<\/td><td>46.03<\/td><td>-7.94%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Gold mining share prices trade at largest discount to median price targets<\/h2>\n\n\n\n<p>Last year saw gold the second best performing major asset class after US tech counters (reflected on the Nasdaq100). However since the highs in August 2020, the price of the precious yellow metal has been drifting lower slowly as a risk on market environment follows hopes of vaccine efficacy and a return to global economic growth. The drift in gold prices over the last over the last six months accompanied with a resilient rand over the same period, would have bode negatively for local exporters of gold. Locally listed gold miners do however tend to exaggerate gains in the ZAR gold price on the way up as well as exaggerate losses on the way down.<\/p>\n\n\n\n<p>The waning gold price over the last 6 months has seen locally listed miners AngloGold Ashanti, Harmony Gold and Gold Fields out of favour and broadening their respective discounts to a median of analyst forecasts. These counters do however now trade at the largest discount to these targets amongst the Jse Top 40 Index constituents. It should be noted that although the gold price has been under short to medium term pressure, at around $1800\/oz it does still trade significantly above these producers all-in sustaining costs (AISC). In latest reports seen Anglo Gold ASIC was at around $1300\/oz, Harmony\u2019s AISC $1341\/oz and Gold Fields\u2019 AISC was at $987\/oz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Naspers share price discount the largest outside of the gold sector<\/h2>\n\n\n\n<p>Naspers continues to be a firm favourite amongst analyst and investors from both a retail and institutional background. The groups more than 70% holding in Prosus NV shares and in turn a 30% holding in China\u2019s tech giant Tencent, accounts for roughly 90% of the company\u2019s valuation at present. The remainder of the Naspers current valuation looks to account for the online classified, payments and food delivery businesses.<\/p>\n\n\n\n<p>While Naspers trades at a discount of 24% to its long term median price target, the company trades at roughly a 50% discount to its Net Asset Value (NAV) as well. It is common for investment holding companies to trade at a discount to NAV, and there are two layers of investment holdings to discount for i.e. Prosus and Tencent. However many would argue that the current pricing trades too far from it valuation currently.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Nedbank share price at the deepest discount amongst banks, Capitec share price at a premium<\/h2>\n\n\n\n<p>Recent accusations of Nedbank\u2019s involvement in local state capture, has seen the share price underperforming recent gains seen in sector peers Firstrand, Capitec and the Standard Bank Group. The Nedbank Group has however fervently denied these accusations claiming no wrong doing in the matter. The short term underperformance now sees Nedbank trading at the widest discount amongst the banks to the median of analyst long term estimates. Firstrand and ABSA while currently carrying consensus \u2018buy\u2019 ratings trade closer to a median fair value than Nedbank does.<\/p>\n\n\n\n<p>Locally listed bank earnings remain benchmarked to local GDP which has been found wanting for a long time. In upcoming results investors and traders will want to keep an eye on both commercial and retail non-performing loans which have been on the rise and impacted further by the current pandemic and restrictions. Capitec, which carries a \u2018hold\u2019 rating and currently trades ahead of its long term price target, is the least diversified of the banks in terms of income streams and proportionately, the most exposed to the health of the retail client.<\/p>\n\n\n\n<p>Industrial resource share prices running ahead of estimates<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">The BHP Group &amp; Anglo American PLC<\/h3>\n\n\n\n<p>Major diversified miners, The BHP Group and Anglo American Plc while still maintaining \u2018Buy\u2019 recommendations, currently trade at premiums to their longer term price targets. Gains in underlying commodities such as iron ore and copper have been earnings accretive for these businesses. Should these base metals continue to gain or maintain current levels, we could see these companies longer term price targets rerate higher. However, for the time being base metal prices are looking overbought, and a short term correction could be more conducive for longer term gains.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Anglo American Platinum (Amplats)<\/h3>\n\n\n\n<p>Anglo American Plc subsidiary Anglo American Platinum (Amplats) has seen its share price rise along with Platinum Group Metals (PGMs). As the global economy looks towards a post Covid economic recovery, the metal has gained with the perception of increasing industrial demand from the automotive sector. Adding to the positive sentiment is talks of further reducing carbon emissions. PGMs are used by the automotive sector in catalytic converters to reduce pollutants. Amplats currently has a consensus hold recommendation by brokers, but trades roughly 7% above the median of long term price estimates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Sasol Ltd<\/h3>\n\n\n\n<p>The turnaround strategy being implemented by Sasol with the aim of returning profitability and reducing the groups debt burden could be enough for the company to avoid a right issue in 2026. While the company embarks on Joint Ventures (JV\u2019s) and asset disposals to strengthen its balance sheet, the sudden rise in oil prices would also have supported earnings. Oil markets are currently digesting the prospect of improving global demand against an extension of supply curbs from OPEC+. Sasol, while maintaining a consensus buy rating by brokers, has seen its share price exceeding long term targets in the near term.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Exxaro Resources<\/h3>\n\n\n\n<p>While Exxaro will have benefitted from improved economic sentiment and gains in commodity prices, the share price now having moved past a consensus of long term estimates could suggest the estimates are low due to concerns at Eskom. Eskom is one of Exxaro\u2019s largest customers and ongoing stability and liquidity issues within the State Owned power utility remain a threat to the Exxaro business.<\/p><div class=\"advads-content\" id=\"advads-3383084097\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-2836389713\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n\n\n\n<h2 class=\"wp-block-heading\">In Summary<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>Gold miners currently trade at large discounts to median estimates although weary of recent weakness in the underlying commodity\u2019s price<\/li><li>Naspers appears to offer the largest discount to its median estimates while trading significantly below its current NAV as well<\/li><li>Nedbank appears \u2018cheaper\u2019 than its sector peers, but largely due to recent corruption allegations<\/li><li>Diversifed resource counters BHP Group and Anglo American Plc remain in investor favour but appear overbought in the near term<\/li><li>Sasol remains a \u2018buy\u2019 in terms of consensus broker ratings, although trades ahead of the median target price<\/li><li>Exxaro estimates may be stifled due to risks at Eskom<\/li><li>Amplats has seen talk of reducing carbon emissions pushing the price of Platinum Group Metals<\/li><\/ul>\n<div class=\"advads-cpc\" id=\"advads-2902564254\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Before we take a closer look at the best shares to buy in South Africa right now, here are our top 5 picks: British American Tobacco Tesla Netflix BP Gold Fields Limited The following table looks at South Africa\u2019s Jse Top 40 Cash Index constituents, their long term broker ratings and price targets, as well\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/best-jse-shares-to-buy\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-10408","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/10408","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=10408"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/10408\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=10408"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}