{"id":12297,"date":"2024-08-28T05:27:08","date_gmt":"2024-08-28T05:27:08","guid":{"rendered":"https:\/\/collegeguide.co.za\/?page_id=12297"},"modified":"2024-08-28T05:27:08","modified_gmt":"2024-08-28T05:27:08","slug":"esg-metrics","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/esg-metrics\/","title":{"rendered":"ESG Metrics Explained"},"content":{"rendered":"\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-4260892260\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>In this post, we will look at ESG metrics and their related pieces of information.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">ESG metrics Uses<\/h2>\n\n\n\n<p>ESG metrics are used to assess a company&#8217;s vulnerability to a variety of environmental, social, and governance risks. These metrics can be applied to a variety of ESG integration strategies, including benchmarking and scenario analysis.<\/p>\n\n\n\n<p>The use of ESG metrics in investment analysis is similar to traditional financial analysis; for example, when comparing a company\u2019s revenue growth or margins to those of its peers. However, the key difference with ESG metrics is that they use non-financial data, such as the level of greenhouse gas emissions or the number of health and safety incidents in a year.<\/p>\n\n\n\n<p>This means that ESG metrics can help us to understand a company\u2019s exposure to ESG risk but, on their own, they don\u2019t tell us the impact of this risk on a company\u2019s future earnings and cash flows. Other ESG data is therefore often used alongside ESG metrics during investment analysis.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Key Learning Points<\/h2>\n\n\n\n<ul class=\"wp-block-list\"><li>ESG metrics are often used during ESG investment analysis, to assess a company\u2019s exposure to ESG risk<\/li><li>ESG metrics are non-financial metrics that help measure the various ESG risks faced by companies. ESG metrics are different from financial metrics, such as EPS or EBIT, as these are expressed in non-monetary units<\/li><li>Environmental metrics measure environmental risks which include carbon emissions, energy efficiency, waste management and whether a company\u2019s inputs and outputs are recycled<\/li><li>Social metrics measure social and human capital risks which include a company\u2019s supply chain, product safety, data security, labor practices, and employee health and safety<\/li><li>Governance metrics measure governance risks which include business ethics, management remuneration, board\/ownership structure and financial reporting transparency<\/li><\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">ESG Metrics Explained<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">Environmental Metrics<\/h3>\n\n\n\n<p>Environmental metrics help us to assess how much a company\u2019s activities generate pollution &amp; waste or use finite natural resources.&nbsp; Investment analysis often considers the trend in the metric (such as the % change in landfill waste from one year to another) as well as the \u2018intensity\u2019 of the metric relative to the company\u2019s productivity (such as the amount of landfill waste per m$ of revenue). Intensity metrics are particularly useful when comparing a company to its peers.<\/p>\n\n\n\n<p>Below shows&nbsp;common environmental risks faced by companies and the metrics used to measure these risks:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Environmental Risks<\/strong><\/td><td><strong>Environmental Metrics<\/strong><\/td><\/tr><tr><td>Carbon Emissions (\u201cGreenhouse Gas\u201d or \u201cGHG\u201d Emissions)<\/td><td>\u25cf Amount of GHG emissions (Mtons) \u25cf Emissions intensity (Emissions per unit or m$ revenue)<\/td><\/tr><tr><td>Energy Efficiency<\/td><td>\u25cf Amount of energy used (mj) \u25cf Energy intensity (Energy per unit or m$ revenue)<\/td><\/tr><tr><td>Waste<\/td><td>\u25cf Amount of waste generated (Mtons) \u25cf Waste intensity (Waste per unit or m$ revenue)<\/td><\/tr><tr><td>Product life cycle<\/td><td>\u25cf % product from recycled materials \u25cf % product recyclable or compostable (including packaging)<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Social Metrics<\/h3>\n\n\n\n<p>The social risks faced by a company are linked to both social capital and human capital. Social metrics rely on event counts or the number of high-risk events that have occurred during the year.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Social and Human Capital Risks<\/strong><\/td><td><strong>Social Metrics<\/strong><\/td><\/tr><tr><td>Supply chain<\/td><td>\u25cf % revenues\/suppliers covered by supplier codes of conduct or principles recognized within an industry<\/td><\/tr><tr><td>Product safety<\/td><td>\u25cf Fines\/litigation related to product safety \u25cf Number of product recalls<\/td><\/tr><tr><td>Data security<\/td><td>\u25cf Number of data breaches per annum \u25cf Fines related to data security<\/td><\/tr><tr><td>Labor practices<\/td><td>\u25cf Employee turnover \u25cf Fines\/litigation related to employee matters<\/td><\/tr><tr><td>Employee health and safety<\/td><td>\u25cf Lost time (employee hours lost to health and safety) incident rates (LTI per 100 employees) \u25cf Fatality rates per annum<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">Governance Metrics<\/h3>\n\n\n\n<p>The following are commonly used metrics to measure the key governance risks faced by businesses:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Governance Risks<\/strong><\/td><td><strong>Governance Metrics<\/strong><\/td><\/tr><tr><td>Business ethics<\/td><td>\u25cf % revenues in countries with high corruption risk \u25cf Fines\/litigation related to business ethics<\/td><\/tr><tr><td>Management remuneration<\/td><td>\u25cf Total amount of executive pay\/EBIT \u25cf % executive pay performance-based (salary versus bonus)<\/td><\/tr><tr><td>Board\/ownership structure<\/td><td>\u25cf Age\/gender\/expertise diversity on board \u25cf % equity owned by the board (high levels of management ownership may increase governance quality)<\/td><\/tr><tr><td>Accounting\/disclosure transparency<\/td><td>\u25cf Earnings quality (e.g., the number of exceptional items) \u25cf Absence of key disclosures<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>A key limitation for governance metrics is that the underlying information can be very qualitative in nature. For example, analysts may want to assess the quality of management policies and procedures in place for managing corruption risk. To overcome this qualitative issue, analysts often assign a \u2018quality score\u2019 to the company\u2019s policies and procedures, allowing them to compare the company to its peers.<\/p><div class=\"advads-content\" id=\"advads-2899324986\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-906656569\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div class=\"advads-cpc\" id=\"advads-687751931\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In this post, we will look at ESG metrics and their related pieces of information. ESG metrics Uses ESG metrics are used to assess a company&#8217;s vulnerability to a variety of environmental, social, and governance risks. These metrics can be applied to a variety of ESG integration strategies, including benchmarking and scenario analysis. The use\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/esg-metrics\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-12297","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/12297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=12297"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/12297\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=12297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}