{"id":23685,"date":"2024-09-05T02:06:43","date_gmt":"2024-09-05T02:06:43","guid":{"rendered":"https:\/\/collegeguide.co.za\/?page_id=13104"},"modified":"2024-09-05T02:06:43","modified_gmt":"2024-09-05T02:06:43","slug":"how-to-register-a-cash-loan-business-in-namibia","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/how-to-register-a-cash-loan-business-in-namibia\/","title":{"rendered":"How To Register A Cash Loan Business In Namibia"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">What is a Cash Loan Business?<\/h3>\n\n\n\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-3202619114\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>Cash loan businesses operate&nbsp;<strong>in a similar way to banks<\/strong>. Banks however have a ceiling on the amount of interest which can be charged to consumers (stipulated by the Usury Act). All micro lenders must register with the MFRC (Micro Finance Regulatory Council) before commencing operations.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">How To Register A Cash Loan Business In Namibia<\/h4>\n\n\n\n<p>The applicant will be required to complete the application form and submit the following documentation with the completed application form to&nbsp;<strong>NAMFISA<\/strong>: 5.1 A certified copy of Income Tax registration certificate of the Cash Loan Business as issued by the Ministry of Finance.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">Frequently Asked Questions (FAQ\u2019s)<\/h4>\n\n\n\n<p><strong>Is money lending business profitable in Namibia?<\/strong><\/p>\n\n\n\n<p>Money lending, hence&nbsp;has always been and will be one of the most lucrative business. The modern day formal financial systems that include banks and NBFCs have made a dent to the profession of money lending by bringing rates down, but these institutes also make handsome money on the loans they give out.<\/p>\n\n\n\n<p><strong>Is private lending safe in Namibia?<\/strong><\/p>\n\n\n\n<p>Rates charged are risk-based, and&nbsp;private loans are often risky. Any borrower dealing with a private lender is usually doing so because they have exhausted all other options. Due to the increased risk, most private-lending deals pay 10-20 per-cent interest.<\/p>\n\n\n\n<p><strong>Can I legally loan money in Namibia?<\/strong><\/p>\n\n\n\n<p>It\u2019s legal to lend money, and when you do, the debt becomes the borrower\u2019s legal obligation to repay. You can take legal action against your borrower in the case of a default in small claims court. A loan between loved ones has the same legal weight as a bank loan.<\/p>\n\n\n\n<p><strong>Can I get loan for starting new business in Namibia?<\/strong><\/p>\n\n\n\n<p>While you can look at investors to invest in your start-up, you also have the option to avail a loan to start a new business. A number of financial institutions offer start-up loans at an attractive rate of interest and flexible terms.<\/p>\n\n\n\n<p><strong>Is private lending a good investment in Namibia?<\/strong><\/p>\n\n\n\n<p>Sure, this can be risky investing, but you can drastically reduce the risk if you know what you\u2019re doing; and, lending money to a flipper is (typically) much less work, risk and stress than buying a property yourself.<\/p>\n\n\n\n<p><strong>How do I start a successful cash loan business in Namibia?<\/strong><\/p>\n\n\n\n<ol class=\"wp-block-list\"><li><strong>Stay local.<\/strong>&nbsp; The private lending business model is most successful when you focus locally. Most of your loans should be within 100 miles of your office. Most of your private lenders will be local to your community. You will succeed in funding loans because you are a local expert and you understand your local marketplace.&nbsp;<\/li><li><strong>Find your sweet spot.<\/strong>&nbsp; If the funding capacity of the majority your investors ranges from, say, N$50,000 to N$250,000, then market this range as your niche.&nbsp; Be honest with your referral network as to your sweet spot.&nbsp; Besides, a guy that needs a N$50K loan will not be well served by a broker who regularly funds million dollar loans. Build your book of business by starting out small, creating volume, then working your way up to larger loans. You can earn more in fees by doing 5 \u2013 N$50,000 loans than 1 \u2013 N$500,000 loan or even 1 \u2013 N$1 million loan!&nbsp; You can charge more points on smaller loans, plus the fees.<\/li><li><strong>Focus.<\/strong>&nbsp;Be specific in your advertising and marketing.&nbsp; Don\u2019t say that you are \u201cnationwide\u201d and you fund \u201call loan types\u201d and loan amounts.&nbsp; I guarantee you that brokers who market themselves as such do not have a thriving business.<\/li><li><strong>Strive for total transparency.<\/strong>&nbsp;If you check out our website you will notice that we don\u2019t have pictures of skyscrapers or smiling people in suits shaking hands.&nbsp; We have pictures of actual deals we have funded.&nbsp; We have our names, addresses, pictures and email addresses for all the world to see.&nbsp;<\/li><li><strong>Refer, don\u2019t broker.<\/strong>&nbsp; We originate loans. We rarely broker loans to other brokers. But we refer deals almost every day. When a call comes in for a loan that\u2019s outside of our area, expertise or capacity, we will refer that caller to one or more brokers from our database of reputable private loan originators. Brokering, in most cases, is a waste of your focus and time.<\/li><li><strong>Coaching, Mentoring &amp; Consulting.<\/strong>&nbsp; The best investments you can make are in yourself and your business.&nbsp; Success and leadership coaching are an important part of my life. The books you read, the seminars you attend and the videos you watch will help you to master the disciplines you need in order to succeed in a world full of distractions and naysayers.&nbsp;<\/li><\/ol>\n\n\n\n<p><strong>Can you invest in loans in Namibia?<\/strong><\/p>\n\n\n\n<p>The only time it makes sense to borrow money for an&nbsp;investment\u2014known in financial lingo as \u201cinvest&nbsp;a&nbsp;loan\u201d\u2014is when the return on&nbsp;investment&nbsp;of the&nbsp;loan&nbsp;is high and the risk level of the&nbsp;investment&nbsp;is low. It is inadvisable for an investor to&nbsp;invest&nbsp;a&nbsp;loan&nbsp;in a risky vehicle, like the stock market or derivatives.<\/p>\n\n\n\n<p><strong>How do lending companies make money in Namibia?<\/strong><\/p>\n\n\n\n<p>Mortgage lenders can make money in a variety of ways, including&nbsp;origination fees, yield spread premiums, discount points, closing costs, mortgage-backed securities, and loan servicing. Lenders may also get money for servicing the loans they package and sell via MBS.<\/p>\n\n\n\n<p><strong>How much does it cost to start a finance company in Namibia?<\/strong><\/p>\n\n\n\n<p>What are the costs involved in opening a financial planning firm? Starting a firm requires you to become a registered investment advisor (RIA), registered with your state. You will spend&nbsp;between $10,000 and $20,000 for basic startup costs.<\/p>\n\n\n\n<p><strong>How do I become a microlender in Namibia?<\/strong><\/p>\n\n\n\n<p>To&nbsp;become a microlender, you can lend a small amount through a non-profit organization using a valid credit card and a PayPal account. Research organizations online that provide safe and effective&nbsp;microlending&nbsp;opportunities. Select and register with the appropriate organization<\/p>\n\n\n\n<p><strong>How do I start a Cashloan business?<\/strong><\/p>\n\n\n\n<p>Start&nbsp;a micro lending&nbsp;company&nbsp;by following these 10 steps:<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>STEP 1: Plan your&nbsp;business.<\/li><li>STEP 2: Form a legal entity.<\/li><li>STEP 3: Register for taxes.<\/li><li>STEP 4: Open a&nbsp;business&nbsp;bank account &amp; credit card.<\/li><li>STEP 5:&nbsp;Set up business&nbsp;accounting.<\/li><li>STEP 6: Obtain necessary permits and licenses.<\/li><li>STEP 7: Get&nbsp;business&nbsp;insurance.<\/li><\/ol>\n\n\n\n<p><strong>Is starting a bank profitable in Namibia?<\/strong><\/p>\n\n\n\n<p>Starting your own&nbsp;bank is laborious but profitable. And yet, despite the credit crisis, this is the ideal time to start a bank. Or so say the people who help people start banks. The events that literally shook the foundations of the financial system hardly need repeating.<\/p>\n\n\n\n<p><strong>Is taking loan for business good?<\/strong><\/p>\n\n\n\n<p>One of the most common ways to raise capital for your&nbsp;business&nbsp;is to&nbsp;take&nbsp;a&nbsp;business loan. A&nbsp;loan&nbsp;is also a better source of capital for a profitable&nbsp;business&nbsp;in comparison with the share capital as you can have a better leverage. You enjoy the surplus of rate of return over the interest you pay for the borrowings.<\/p>\n\n\n\n<p><strong>Can I take personal loan for business in Namibia?<\/strong><\/p>\n\n\n\n<p>Individuals&nbsp;can&nbsp;avail a&nbsp;personal loan&nbsp;to fund their&nbsp;business&nbsp;at interest rates ranging from 10.75% to 24% p.a. The tenures&nbsp;can&nbsp;range from 12 months (1 year) up to 72 months (6 years). The minimum&nbsp;loan&nbsp;amount&nbsp;can&nbsp;be Rs. 50,000 and the max&nbsp;can&nbsp;be as high as 40 lakhs.<\/p>\n\n\n\n<p><strong>What is the difference between a personal loan and a business loan?<\/strong><\/p>\n\n\n\n<p>The&nbsp;difference between personal loans&nbsp;and small&nbsp;business loans.&nbsp;Personal loans&nbsp;are guaranteed using your&nbsp;personal&nbsp;credit history. In&nbsp;general,&nbsp;personal loans&nbsp;are meant for&nbsp;personal&nbsp;purchases, whereas&nbsp;business loans&nbsp;are meant to fund&nbsp;business-related purchases.<\/p>\n\n\n\n<p><strong>How much will a bank loan a business in Namibia?<\/strong><\/p>\n\n\n\n<p>Short-term lenders&nbsp;will&nbsp;typically&nbsp;loan&nbsp;your&nbsp;business&nbsp;no more than 10% to 15% of your&nbsp;company\u2019s&nbsp;annual gross sales. Of course, to receive any capital, you need to meet the lender\u2019s basic qualification requirements.<\/p>\n\n\n\n<p><strong>What type of loan is a small business loan?<\/strong><\/p>\n\n\n\n<p>Term&nbsp;loans are one of the most common types of small business loans and are a lump sum of cash that you repay over a fixed term. The monthly payments will typically be fixed and include interest on top of the principal balance.<\/p>\n\n\n\n<p><strong>Is lending business a sin?<\/strong><\/p>\n\n\n\n<p>The thing is, the Bible doesn\u2019t say that debt is a&nbsp;sin, or that you should never&nbsp;lend. In fact there are verses that talk about&nbsp;lending&nbsp;money and receiving interest in a positive light.<\/p>\n\n\n\n<p>How much bank loan can I get for business in Namibia?<\/p>\n\n\n\n<p>Borrowers can avail&nbsp;up to Rs.2 crore&nbsp;as the loan amount, with a maximum loan term of 48 months. The Express Business Loan can be availed by micro SME enterprises if a requirement for funds arises.<\/p><div class=\"advads-content\" id=\"advads-3612792082\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-799572573\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div class=\"advads-cpc\" id=\"advads-4120888590\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>What is a Cash Loan Business? Cash loan businesses operate&nbsp;in a similar way to banks. Banks however have a ceiling on the amount of interest which can be charged to consumers (stipulated by the Usury Act). All micro lenders must register with the MFRC (Micro Finance Regulatory Council) before commencing operations. How To Register A\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/how-to-register-a-cash-loan-business-in-namibia\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-23685","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/23685","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=23685"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/23685\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=23685"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}