{"id":7746,"date":"2024-02-21T13:36:05","date_gmt":"2024-02-21T13:36:05","guid":{"rendered":"https:\/\/collegeguide.co.za\/?page_id=7746"},"modified":"2024-02-21T13:36:05","modified_gmt":"2024-02-21T13:36:05","slug":"seda-funding","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/seda-funding\/","title":{"rendered":"Seda funding"},"content":{"rendered":"\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-3987361316\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>Most businesses need capital before they can really get going. As a small business owner, you generally need equipment, materials and stock, as well as money to pay salaries, rent, telephone, etc until your business becomes profitable. (Refer to Factsheets)&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">&nbsp;Additional links<\/h2>\n\n\n\n<p>&nbsp;Below are links that can be used to guide you in the decision of financing one&#8217;s business<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li><a href=\"http:\/\/www.seda.org.za\/ServicesOfferings\/Factsheets\/Pages\/Startingwithoutmoney.aspx\">Starting without money<\/a><\/li><li><a href=\"http:\/\/www.seda.org.za\/ServicesOfferings\/Factsheets\/Pages\/Usingyourownmoney.aspx\">Using your own money<\/a><\/li><li><a href=\"http:\/\/www.seda.org.za\/ServicesOfferings\/Factsheets\/Pages\/BorrowingMoney.aspx\">Borrowing money from friends or family<\/a><\/li><\/ul>\n\n\n\n<p>Before you make an application for finance, talk to the lender about exactly what sort of information they require &#8211; so that you can get a response to your application as quickly as possible.<\/p>\n\n\n\n<p>\u200b<\/p>\n\n\n\n<p>On this page you can search support programmes by the following categories:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Tax Relief (PAYE, Provisional Tax and VAT)<\/li><li>Loans (Operational expenses, wages, solvency)<\/li><li>Grants (Bank and other loans to assist with wages and other expenses)<\/li><li>Other Relief (Rentals, Interest, Speedpoint charges, Credit Card, Etc.)<\/li><\/ul>\n\n\n\n<p>\u200b<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">TAX RELIEF<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>General Business<\/strong><\/h2>\n\n\n\n<p>&nbsp;\u200b<\/p>\n\n\n\n<p><strong>Type: All tax-compliant businesses\u200b<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>SOUTH AFRICAN REVENUE SERVICE<\/strong><\/h3>\n\n\n\n<p>Website:&nbsp;<a href=\"https:\/\/www.sars.gov.za\/Media\/Pages\/Tax-Relief-measures.aspx\">https:\/\/www.sars.gov.za\/Media\/Pages\/Tax-Relief-measures.aspx<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>SARS may provide tax relief to assist in helping keep your workforce if you can show that your business has experienced difficulties due to Covid-19.<\/p>\n\n\n\n<p>If your business qualifies, you will be allowed to delay 20% of your employees&#8217; taxes until the end of July 2026 and a portion of your provisional corporate taxes (without penalties or interest) until September 2026.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Tax-compliant businesses<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Businesses with a turnover of not more than R50 million<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Register on&nbsp;<a href=\"http:\/\/www.smmesa.gov.za\/\">http:\/\/www.smmesa.gov.za\/<\/a><\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Complete online Application Form<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upload required supporting documents<\/p>\n\n\n\n<h1 class=\"wp-block-heading\">\u200bLOANS<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>General Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: Any<\/strong><\/p>\n\n\n\n<p><strong>INDUSTRIAL DEVELOPMENT CORPORATION<\/strong><\/p>\n\n\n\n<p>Website:\u00a0<a href=\"https:\/\/www.idc.co.za\/2020\/03\/24\/idc-interventions-in-response-to-covid-19\/\">https:\/\/www.idc.co.za\/2026\/03\/24\/idc-interventions-in-response-to-covid-19\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Provides financial assistance (loans, guarantees, finance) to many kinds of previous to COVID-19 successful South African SMMEs to pay debts or fund operating activities.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1. South African companies with annual turnover of R50-million or less<br>2. Companies must have been operating for at least 12 months.<br>3. Business recovery projected within 18 to 24 months.<br>4. No funding for bonuses or dividends.<br>5. Minimum need of R1 million.<\/p>\n\n\n\n<p>6. Economic distress must be Covid-related, not due to mismanagement.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at<a href=\"https:\/\/protected.idc.co.za\/clientportal\">https:\/\/protected.idc.co.za\/clientportal<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: All tax-compliant businesses<\/strong><\/p>\n\n\n\n<p><strong>SMALL ENTERPRISE FINANCE AGENCY \u2013 DEBT RESTRUCTURING FACILITY<\/strong><\/p>\n\n\n\n<p>Website:&nbsp;<a href=\"http:\/\/www.smmesa.gov.za\/\">http:\/\/www.smmesa.gov.za\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Your business may receive a payment holiday for a maximum of six months to ease the burden of loan obligations.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; CIPC-registered<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100% South African-owned<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 70% employees in the business<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Registered and compliant with SARS and UIF<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proof that business is negatively affected<\/p>\n\n\n\n<p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Company statutory documents<\/p>\n\n\n\n<p>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FICA documents<\/p>\n\n\n\n<p>8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Certified copies of directors&#8217; IDs<\/p>\n\n\n\n<p>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Latest annual financial statements or management account statement not older than three months (where applicable)<\/p>\n\n\n\n<p>10.&nbsp; Business profile<\/p>\n\n\n\n<p>11.&nbsp; Six cash flow projections (where applicable )<\/p>\n\n\n\n<p>12.&nbsp; Copy of lease agreement or proof of ownership if applying for rental relief<\/p>\n\n\n\n<p>13.&nbsp; If applying for payroll relief, details of employees as registered with UIF including banking details<\/p>\n\n\n\n<p>14.&nbsp; SMME employers who are not compliant with UIF must register before applying for relief<\/p>\n\n\n\n<p>15.&nbsp; Facility statement or other funders<\/p>\n\n\n\n<p>16.&nbsp; Detailed breakdown of application of funds including salaries, rent, etc.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Register on<a href=\"http:\/\/www.smmesa.gov.za\/\">http:\/\/www.smmesa.gov.za\/<\/a><\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Complete online Application Form<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upload required supporting documents<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: Retail<\/strong><\/p>\n\n\n\n<p><strong>NATIONAL TREASURY<\/strong><\/p>\n\n\n\n<p><strong>Website:<\/strong><a href=\"http:\/\/www.treasury.gov.za\/comm_media\/press\/2020\/20200424%20Loan%20guarantee%20National%20Treasury.pdf\">http:\/\/www.treasury.gov.za\/comm_media\/press\/2020\/20200424%20Loan%20guarantee%20National%20Treasury.pdf<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Provides a loan to help your SMME with operational expenses &#8211; such as salaries, rent, lease agreements, contracts with suppliers, etc.<\/p>\n\n\n\n<p>R100 billion initially, ramping up to R200 billion in new loans to existing customers.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Businesses in good standing with their commercial banks with an annual turnover of less than R300 million<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Used for operational expenses such as salaries, rent and lease agreements, contracts with suppliers, etc.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Only one Covid-19 loan per business<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; A six-month repayment holiday will commence from the first drawdown, although interest will accumulate from the date on which the first drawdown on the loan occurs.<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Repayment of interest and capital starts after six months and businesses have a maximum of 60 months to do so.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply at your bank<\/p>\n\n\n\n<p><strong>Wholesale and Retail<\/strong><\/p>\n\n\n\n<p><strong>Type: Informal<\/strong><\/p>\n\n\n\n<p><strong>SPAZA SHOPS AND GENERAL DEALERS SUPPORT SCHEME IN PARTNERSHIP WITH NEDBANK<\/strong><\/p>\n\n\n\n<p>Website:&nbsp;<a href=\"http:\/\/www.smmesa.gov.za\/\">http:\/\/www.sefa.org.za\/services\/spazashopscheme<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What it does:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Gives Spaza shops access to working capital and a guaranteed revolving credit facility.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Offers help with basic financial management. Financial\/Business graduates will be assigned to give dedicated support to your business for 24 months.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Assists you with legal compliance requirements that may be necessary to participate.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 100%-owned by South African citizens<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Employees must be 70% South Africans<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Priority will be given to businesses owned by women, youth and people with disabilities<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Registered and compliant with SARS and UIF<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Proof that the business is negatively affected by COVID-19 pandemic<\/p>\n\n\n\n<p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Company Statutory Documents<\/p>\n\n\n\n<p>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FICA documents<\/p>\n\n\n\n<p>8.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Certified copies of Directors&#8217;&nbsp; IDs<\/p>\n\n\n\n<p>9.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Three-months&#8217; bank statements<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Apply online at<br><br><a href=\"https:\/\/sefa.finfind.co.za\/quiz\/disclaimer?origin=SEFA&amp;loginorreg=reg\">https:\/\/sefa.finfind.co.za\/quiz\/disclaimer?origin=SEFA&amp;loginorreg=reg<\/a><\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Follow the steps to where funding needs will be matched to&nbsp;SEFA<strong>&#8216;s<\/strong>&nbsp;financing instruments<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: Trust fund<\/strong><\/p>\n\n\n\n<p><strong>SOUTH AFRICAN FUTURE TRUST<\/strong><\/p>\n\n\n\n<p><strong>Website:<\/strong><a href=\"https:\/\/saft.africa\/smme-support\/#how-saft-works\">https:\/\/saft.africa\/smme-support\/#how-saft-works<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>SAFT gives loans to SMMEs fund if they qualify, (first come, first served) to help with cash flow.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Annual turnover below R25 million<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Trading for at least 24 months<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Sustainable business in good financial health<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Business adversely impacted by Covid-19\u2014 with short-term cash flow constraints<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/saft.africa\/smme-support\/#how-saft-works\">https:\/\/saft.africa\/smme-support\/#how-saft-works<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: Asset finance, growth finance, working capital<\/strong><\/p>\n\n\n\n<p><strong>SPARTAN FINANCING<\/strong><\/p>\n\n\n\n<p><strong>Website:<\/strong><a href=\"https:\/\/www.spartan.co.za\/funding-under-covid-19\/\">https:\/\/www.spartan.co.za\/funding-under-covid-19\/<\/a><\/p>\n\n\n\n<p><strong>What it does:<\/strong><\/p>\n\n\n\n<p>Spartan offers customised financing for SMMEs, but not for start-ups and only for amounts greater than R500,000.<\/p>\n\n\n\n<p><strong>Who qualifies:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Small to mid-sized business in operation for three or more years<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Minimum annual turnover of R10 million<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Alternatively,&nbsp;an annual turnover between R5 million and R10 million, provided there is some current growth context such as a contract, project or acquisition<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/www.spartan.co.za\/online-application-form\/\">https:\/\/www.spartan.co.za\/online-application-form\/<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Business<\/strong><\/h2>\n\n\n\n<p><strong>Type: Retail<\/strong><\/p>\n\n\n\n<p><strong>VODALEND<\/strong><\/p>\n\n\n\n<p><strong>Website:&nbsp;<\/strong><a href=\"https:\/\/www.vodacombusiness.co.za\/business\/solutions\/fund-my-business\">https:\/\/www.vodacombusiness.co.za\/business\/solutions\/fund-my-business<\/a><\/p>\n\n\n\n<p><strong>What it does:<\/strong><\/p>\n\n\n\n<p>This programme lends you money for moving offices, buying equipment or maintaining cash flow.<\/p>\n\n\n\n<p><strong>Who qualifies:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; All businesses registered and operational for 12 consecutive months.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must have good credit standing.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; R500,000\/year or R40,000\/month turnover.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/vodalend.vodacombusiness.co.za\/GetStarted\">https:\/\/vodalend.vodacombusiness.co.za\/GetStarted<\/a><\/p>\n\n\n\n<h1 class=\"wp-block-heading\">GRANTS<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Wholesale and retail<\/strong><\/h2>\n\n\n\n<p><strong>Type: Informal\u200b<\/strong><\/p>\n\n\n\n<p><strong>SMALL-SCALE BAKERIES AND CONFECTIONARIES BUSINESS SUPPORT SCHEME<\/strong><\/p>\n\n\n\n<p><strong>Website:&nbsp;<\/strong><a href=\"http:\/\/www.dsbd.gov.za\/\">http:\/\/www.dsbd.gov.za\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Assistance to purchase business equipment and provision of working capital if you operate an informal small-scale bakery or confectionery.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Registered with CIPC as a legal entity including cooperatives;<\/li><li>100% owned by South African nationals<\/li><li>Employees must be 70% South Africans, and in the case of non-South African employees they must hold valid work permits as determined by the Department of Home Affairs<\/li><li>Must be operating in a township or village<\/li><li>Must be registered or must apply for registration with SARS and UIF<\/li><li>Must have a valid business bank account or willing to open a business account<\/li><\/ul>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/smmesa.gov.za\/\">https:\/\/smmesa.gov.za\/<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Wholesale and retail<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type: Micro Clothing and textiles<\/strong><\/h2>\n\n\n\n<p><strong>SMALL-SCALE AND MICRO CLOTHING AND TEXTILE BUSINESS SUPPORT SCHEME FOR ENTERPRISES LOCATED IN TOWNSHIPS AND VILLAGES<\/strong><\/p>\n\n\n\n<p><strong>Website:&nbsp;<\/strong><a href=\"http:\/\/www.dsbd.gov.za\/\">http:\/\/www.dsbd.gov.za\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>This offers you access to credit, assistance with compliance and technical skills improvement, and business and financial management training.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Registered with CIPC as a legal entity including cooperatives;<\/li><li>100% owned by South African nationals<\/li><li>Employees must be 70% South Africans, and in the case of non-South African employees they must hold valid work permits as determined by the Department of Home Affairs<\/li><li>Must be operating in a township or village<\/li><li>Must be registered or must apply for registration with SARS and UIF<\/li><li>Must have a valid business bank account or willing to open a business account<\/li><\/ul>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/smmesa.gov.za\/\">https:\/\/smmesa.gov.za\/<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Wholesale and Retail<\/strong><\/h2>\n\n\n\n<p><strong>Type: Automotive<\/strong><\/p>\n\n\n\n<p><strong>AUTOMOTIVE AFTERMARKETS SUPPORT SCHEME<\/strong><\/p>\n\n\n\n<p><strong>Website:&nbsp;<\/strong><a href=\"http:\/\/www.dsbd.gov.za\/\">http:\/\/www.dsbd.gov.za\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">If you are in the vehicle repair and service business, you could qualify for support. Specifically aimed at four categories:<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; qualified motor body repairers to operate accredited small\/independent body repair centres;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; qualified motor mechanics to operate authorized service centres;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">c.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; small\/independent auto-spares shops to serve as distributors of automotive aftermarket spare parts centres;<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">d.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; converting informal fitment centres into micro but formal fitment centres.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\"><li>Registered with CIPC as a legal entity including cooperatives;<\/li><li>100% owned by South African nationals<\/li><li>Employees must be 70% South Africans, and in the case of non-South African employees they must hold valid work permits as determined by the Department of Home Affairs<\/li><li>Must be operating in a township or village<\/li><li>Must be registered or must apply for registration with SARS and UIF<\/li><li>Must have a valid business bank account or willing to open a business account<\/li><\/ul>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/smmesa.gov.za\/\">https:\/\/smmesa.gov.za\/<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Manufacturing<\/strong><\/h2>\n\n\n\n<p><strong>Type: Medical products<\/strong><\/p>\n\n\n\n<p><strong>INDUSTRIAL DEVELOPMENT CORPORATION (IDC) AND DEPARTMENT OF TRADE AND INDUSTRY (DTI)<\/strong><\/p>\n\n\n\n<p>Website:&nbsp;<a href=\"https:\/\/www.idc.co.za\/2020\/04\/23\/covid-19-special-edition-newsletter\/\">https:\/\/www.idc.co.za\/2020\/04\/23\/covid-19-special-edition-newsletter\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;<strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Support for the manufacturing of essential medical products.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Companies that have a track record of manufacturing comparable products.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must be capable of delivering on the contract in terms of capacity, resource and experience.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Draw up a well-researched business plan, stating a compelling case for funding<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Register online (*applications can also be submitted at the IDC office)<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Upload your application with the relevant documents, certificates and business plan<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Transportation<\/strong><\/h2>\n\n\n\n<p><strong>Type: Tourism<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Business<\/h2>\n\n\n\n<p><strong>Type: Insurance<\/strong><\/p>\n\n\n\n<p><strong>UNEMPLOYMENT INSURANCE FUND<\/strong><\/p>\n\n\n\n<p><strong>Website:<\/strong><a href=\"http:\/\/www.labour.gov.za\/easy-guide-for-employers-on-covid19\">http:\/\/www.labour.gov.za\/easy-guide-for-employers-on-covid19<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Help UIF-compliant businesses affected by COVI-19 to pay salaries.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any UIF-contributing business facing distress that is unable to pay salaries as a result of the lockdown period<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Any employee who is a contributor (works more than 24 hours a month) and there is an employer-employee relationship<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Go to https:\/\/uifecc.labour.gov.za\/covid19\/ and register<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Complete all required information<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Business<\/h2>\n\n\n\n<p><strong>Type: Insurance<\/strong><\/p>\n\n\n\n<p><strong>TEMPORARY EMPLOYEE\/EMPLOYER RELIEF SCHEME<\/strong><\/p>\n\n\n\n<p><strong>Website:&nbsp;<\/strong><a href=\"http:\/\/www.labour.gov.za\/\">http:\/\/www.labour.gov.za\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What it does:<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Offers assistance if you have had to close your businesses due to the lockdown and can&#8217;t afford to pay your employees. It will cover your cash flow for up to three months\u2014during the lockdown and also afterwards.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Companies who can prove that their businesses have been severely damaged by the coronavirus crisis. &nbsp;<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must already be registered with the UIF.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Send an email to&nbsp;<a href=\"mailto:Covid19ters@labour.gov.za\">Covid19ters@labour.gov.za<\/a>. This will generate an automatic response outlining the application process.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Machinery, equipment<\/strong><\/h2>\n\n\n\n<p><strong>NATIONAL EMPOWERMENT FUND IN PARTNERSHIP WITH THE DTIC<\/strong><\/p>\n\n\n\n<p>Website:&nbsp;<a href=\"http:\/\/www.tourism.gov.za\/\">https:\/\/www.nefcorp.co.za\/covid-19-business-funding\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">What it does:<\/h3>\n\n\n\n<p>Funding is limited to R10 million for black-owned SMEs. It will assist you with working capital, machinery and equipment and give you a 12-month payment break at 0% fixed rate; after 12 months the fixed rate will be 2.5% up to 60 months.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Who qualifies:<\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Registered company<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Valid Tax Clearance certificate<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Be a current and a registered supplier with retailers and other institutions in good standing or have a purchase order, contract or letter of intent<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Minimum 50% black shareholding and management control<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Minimum R500 000 in working capital, machinery and equipment<\/p>\n\n\n\n<p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must result in retaining and increasing employment or creating jobs<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Complete online Application Form at&nbsp;<a href=\"https:\/\/www.nefcorp.co.za\/wp-content\/uploads\/2020\/03\/NEF-COVID-19-Fund-Application-Form_Active-fields.pdf\">https:\/\/www.nefcorp.co.za\/wp-content\/uploads\/2020\/03\/NEF-COVID-19-Fund-Application-Form_Active-fields.pdf<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Media<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Community-based<\/strong><\/h2>\n\n\n\n<p><strong>MEDIA DEVELOPMENT &amp; DIVERSITY AGENCY&nbsp;<\/strong><\/p>\n\n\n\n<p><strong>Website<\/strong>:&nbsp;<a href=\"https:\/\/www.mdda.org.za\/\">https:\/\/www.mdda.org.za\/<\/a><\/p>\n\n\n\n<p><strong>What it does<\/strong>:<\/p>\n\n\n\n<p>If you are a fully licensed community broadcast project or a Community and Small Commercial Media (SCM) media project, you could receive funding in one of two categories:<\/p>\n\n\n\n<p>a.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For a community broadcast project, R50,000 to cover your rent\/bond payments; salaries\/stipends; telecommunications; and safety essentials.<\/p>\n\n\n\n<p>b.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; For an SCM project, R20,000 to cover your content dissemination, telecommunications and safety essentials.<\/p>\n\n\n\n<p><strong>Who qualifies:<\/strong><\/p>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must hold a valid licence from the&nbsp;<em>Independent Communications Authority of South Africa<\/em>.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Provide months&#8217; bank statements.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not for online radio stations.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/www.mdda.org.za\/small-commercial-application-form-ck5u\">https:\/\/www.mdda.org.za\/small-commercial-application-form-ck5u<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Youth-owned<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Community-based<\/strong><\/h2>\n\n\n\n<p><strong>YOUTH CHAMBER OF COMMERCE AND INDUSTRY SOUTH AFRICA<\/strong><\/p>\n\n\n\n<p><strong>W<\/strong><strong>ebsite:<\/strong><a href=\"https:\/\/youthbusinessfund.co.za\/about-the-fund\/\">https:\/\/youthbusinessfund.co.za\/about-the-fund\/<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>For young people&nbsp;in businesses that are already affected by the&nbsp;corona virus pandemic.&nbsp;The Fund will assist youth entrepreneurs in managing their operational costs, paying labour costs, rental, etc.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; South African citizens<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ages 18 to 35 years<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Must already have an existing business<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; All youth businesses can apply&nbsp;but informal traders are particularly encouraged<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/youthbusinessfund.co.za\/how-to-apply\/\">https:\/\/youthbusinessfund.co.za\/how-to-apply\/<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Food service<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Restaurants, community-based<\/strong><\/h2>\n\n\n\n<p><strong>EAT OUT RESTAURANT RELIEF FUND<\/strong><\/p>\n\n\n\n<p><strong>W<\/strong><strong>ebsite:<\/strong><a href=\"https:\/\/help.eatout.co.za\/request_funding\">https:\/\/help.eatout.co.za\/request_funding<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>If you run a restaurant affected by Covid-19, the fund will support you in reopening your kitchen to create meals for the needy in their communities, or to supply feeding schemes.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Registered businesses within the restaurant and food industry that are operating and supplying meals to the community from their&nbsp;on-site kitchens.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Essential Service permit holders<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In good standing with SARS<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Able to state how many meals you can produce per day, and at what cost<\/p>\n\n\n\n<p>5.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Own approved distribution channel to deliver food, or in partnership with another company or NGO that has a valid permit<\/p>\n\n\n\n<p>6.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; PPE equipment and safety measures in place<\/p>\n\n\n\n<p>7.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Operating for at least one business financial year<br><br><strong>How to apply:<\/strong><br>Apply online at:&nbsp;<a href=\"https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSc_AILdq3fhv_Jbk8LPYh_lU5Ok5Dg9wX1y537BqPNAE%20wmXw\/viewform\">https:\/\/docs.google.com\/forms\/d\/e\/1FAIpQLSc_AILdq3fhv_Jbk8LPYh_lU5Ok5Dg9wX1y537BqPNAE wmXw\/viewform<\/a><br><br>&nbsp;<\/p>\n\n\n\n<p>\u200b&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Youth-owned<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Community-based<\/strong><\/h2>\n\n\n\n<p><strong>PEACE FIRST<\/strong><\/p>\n\n\n\n<p><strong>W<\/strong><strong>ebsite:&nbsp;<\/strong><a href=\"https:\/\/www.peacefirst.org\/covid-19\">https:\/\/www.peacefirst.org\/covid-19<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<h3 class=\"wp-block-heading\">A grant to help young people around the world lead projects that address the community impacts of COVID-19, from providing mini-grants and meals to elderly neighbours, to launching digital mental health campaigns to support youth feeling isolated.<\/h3>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>Grants are open to young people between the ages of 13-25 anywhere.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Apply online at&nbsp;<a href=\"https:\/\/forms.gle\/JjxcPdUHMTpCcttR7\">https:\/\/forms.gle\/JjxcPdUHMTpCcttR7<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Information and communication<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Community-based<\/strong><\/h2>\n\n\n\n<h1 class=\"wp-block-heading\">\u200b RELIEF<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Real estate activities<\/strong><\/h2>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Type = Retail<\/strong><\/h2>\n\n\n\n<p><strong>PROPERTY INDUSTRY GROUP<\/strong><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What it does:<\/strong><\/h3>\n\n\n\n<p>Assists large retail tenants hardest hit by the Covid-19 lockdown. Relief package is estimated between R2 billion and R3 billion and aims to avoid retrenching staff during the relief period.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Who qualifies:<\/strong><\/h3>\n\n\n\n<p>1.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retail tenants in good standing at February 29, 2020.<\/p>\n\n\n\n<p>2.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Retailers in office or industrial parks.<\/p>\n\n\n\n<p>3.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Not for rates and taxes, utilities and insurance.<\/p>\n\n\n\n<p>4.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Annual turnover of less than R80 million.<\/p>\n\n\n\n<p><strong>How to apply:<\/strong><\/p>\n\n\n\n<p>Approach individual landlords<\/p><div class=\"advads-content\" id=\"advads-508848641\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-1874540557\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div class=\"advads-cpc\" id=\"advads-2169062981\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Most businesses need capital before they can really get going. As a small business owner, you generally need equipment, materials and stock, as well as money to pay salaries, rent, telephone, etc until your business becomes profitable. (Refer to Factsheets)&nbsp; &nbsp;Additional links &nbsp;Below are links that can be used to guide you in the decision\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/seda-funding\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-7746","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/7746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=7746"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/7746\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=7746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}