{"id":8748,"date":"2024-03-05T07:18:30","date_gmt":"2024-03-05T07:18:30","guid":{"rendered":"https:\/\/collegeguide.co.za\/?page_id=8748"},"modified":"2024-03-05T07:18:30","modified_gmt":"2024-03-05T07:18:30","slug":"sanlam-investments","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/sanlam-investments\/","title":{"rendered":"Sanlam Investments"},"content":{"rendered":"\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>The more the world changes, the more<br>investment potential we see in it. Invest today<br><a href=\"https:\/\/www.sanlamsmartinvest.co.za\/\" target=\"_blank\" rel=\"noreferrer noopener\">sanlamsmartinvest.co.za<\/a><\/p><\/blockquote>\n\n\n\n<p><\/p>\n\n\n\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-2280579207\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>We all have different reasons why we want to grow our money and different preferences for how we want to do it. To help you meet your goals and dreams, while still enjoying the lifestyle you want today,\u00a0<\/p>\n\n\n\n<p><strong>Sanlam<\/strong>\u00a0offer a wide range of\u00a0<strong>investment products\u00a0<\/strong>that accommodate different investor risk and return preferences. We recommend speaking to a\u00a0<a href=\"https:\/\/www.sanlam.co.za\/personal\/financialplanning\/Pages\/choosing-a-financial-planner.aspx\">financial planner<\/a>\u00a0to ensure you make the best decision for your circumstances and needs.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/CoZaBannerImages\/UnitTrust.jpg?RenditionID=5\" alt=\"Unit Trusts\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/unit-trusts\">Unit Trusts<\/a><br>Grow your money to meet your goals by investing in a flexible unit trust customised to your risk and return requirements and managed by expert investment managers. <a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/unit-trusts\">More<\/a><\/td><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/CoZaBannerImages\/InvestingInGrowth.jpg?RenditionID=5\" alt=\"Investing for Growth\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/investing-for-growth.aspx\">Investing for Growth<\/a><br>Make the most of your money by choosing from our wide range of investment options that offer different levels of affordability and flexibility to match your lifestyle. <a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/investing-for-growth.aspx\">More<\/a><\/td><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/CoZaBannerImages\/InternationalInvestments.jpg?RenditionID=5\" alt=\"International Investments\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/international-investments.aspx\">International Investments<\/a><br>Enhance your portfolio with the benefits of diversifying across global markets, including lower overall risk and smoother returns.<br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/international-investments.aspx\">More<\/a><\/td><\/tr><tr><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/personal\/investments\/PublishingImages\/goalManager_banner.jpg?RenditionID=5\" alt=\"Education Planning\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/education-planning.aspx\">Education Planning<\/a><br>Set a savings goal for your child\u2019s education with Sanlam\u2019s Goal Manager to help you work out a savings plan you can afford.<br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/education-planning.aspx\">More<\/a><\/td><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/CoZaBannerImages\/Sharetrading.jpg?RenditionID=5\" alt=\"Online Trading with Sanlam iTrade\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/sharetrading.aspx\">Online Trading with Sanlam iTrade<\/a><br>Benefit from the excellent long-term growth potential of quality local and international shares and protect your money from the effects of inflation.<br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/sharetrading.aspx\">More<\/a><\/td><td><img decoding=\"async\" src=\"https:\/\/www.sanlam.co.za\/CoZaBannerImages\/Sanlam_TFSA_TFSAPageBanner_Desktop.jpg?RenditionID=5\" alt=\"Sanlam Tax-free Savings\"><br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx\">Sanlam Tax-free Savings<\/a><br>With a Sanlam Tax-free Investment you don\u2019t pay tax on any of the interest, dividends or capital gains you earn on your investment.<br><a href=\"http:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx\">More<\/a><\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h1 class=\"wp-block-heading\">Tax-free Savings<\/h1>\n\n\n\n<h4 class=\"wp-block-heading\">The affordable way to reach your financial goals.<\/h4>\n\n\n\n<p>From as little as R350 per month,&nbsp;<strong>Sanlam Tax-free Investments<\/strong>&nbsp;provide an easy effective way to&nbsp;<strong>save for your long-term goals<\/strong>, without having to pay tax on interest, dividends or capital gains. Other distinguishing features include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>The ability to withdraw money at any time<\/li><li>Contributions up to a maximum of R36 000 per year<\/li><li>Lifetime contribution limit of R500 000<\/li><\/ul>\n\n\n\n<p>Speak to a financial adviser today to find out more about Sanlam Tax-free Investments and get expert advice to help you achieve complete financial independence. If you prefer to manage your own investments and do your own financial planning, you\u2019ll be happy to know that we offer this product online for your convenience. <a href=\"https:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx#filfilmentblockinvest\">Invest Online<\/a><\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>From R350 per month. <a href=\"https:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx#FAQ\">View FAQ<\/a><\/p><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>View the Frequently<br>Asked Questions. <a href=\"https:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx#Works\">How it Works<\/a><\/p><\/blockquote>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\"><p>How do tax-free<br>savings accounts work? <a href=\"https:\/\/www.sanlam.co.za\/personal\/investments\/Pages\/Sanlam-Tax-Free-Investments.aspx#GetAdvice\">Get Advice<\/a><\/p><\/blockquote>\n\n\n\n<p>Speak to an accredited financial planner.<\/p><div class=\"advads-content\" id=\"advads-3766013930\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-345573828\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div class=\"advads-cpc\" id=\"advads-3680181162\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>The more the world changes, the moreinvestment potential we see in it. Invest todaysanlamsmartinvest.co.za We all have different reasons why we want to grow our money and different preferences for how we want to do it. To help you meet your goals and dreams, while still enjoying the lifestyle you want today,\u00a0 Sanlam\u00a0offer a wide\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/sanlam-investments\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-8748","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/8748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=8748"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/8748\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=8748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}