{"id":88323,"date":"2024-01-31T12:26:25","date_gmt":"2024-01-31T12:26:25","guid":{"rendered":"http:\/\/courses24.co.za\/?page_id=970"},"modified":"2024-01-31T12:26:25","modified_gmt":"2024-01-31T12:26:25","slug":"is-suncorp-a-big-4-bank","status":"publish","type":"page","link":"https:\/\/uni1.co.za\/articles\/is-suncorp-a-big-4-bank\/","title":{"rendered":"Is Suncorp a big 4 bank?"},"content":{"rendered":"\n<div class=\"advads-atf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-3716183502\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads atf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"8381596201\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div><p>Suncorp Bank is part of the Suncorp Group, headquartered in Brisbane, Australia. Founded in 1902 as the Queensland Agricultural Bank, Suncorp Bank has grown to become his sixth largest bank in Australia.<\/p>\n\n\n\n<p>Suncorp Bank won Money Magazine\u2019s Bank of the Year Award for the fourth year in row. Suncorp Group agreed terms to sell Suncorp Bank to the\u00a0Australia &amp; New Zealand Banking Group\u00a0for\u00a0A$5 billion. The deal which is subject to regulatory approval is expected to take over 12 months to complete.<\/p>\n\n\n\n<p>The Big Four banks (Westpac, NAB, Commonwealth Bank and ANZ) are the largest banks in Australia. But does this make them the best, and how do they compare to smaller banks? The big banks may offer more digital features and a wider ATM network, but you could save on fees, benefit from a cashback offer or earn a higher interest rate on your savings by opting for a smaller bank.<\/p>\n\n\n\n<p>Take a look at our comparison table below to see for yourself how the big banks compare to others in the market.<\/p>\n\n\n\n<p>The Big Four are&nbsp;ANZ,&nbsp;Westpac,&nbsp;CommBank&nbsp;and&nbsp;NAB. These 4 banks hold the largest majority of loans in Australia and many Australians choose them as their go-to bank.<\/p>\n\n\n\n<p>They all offer a wide range of products including transaction accounts, savings accounts, term deposits and home loans. They also have the largest ATM network in the country, which is handy for getting cash out.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">What\u2019s happening with the big banks in November 2024?<\/h4>\n\n\n\n<p>The RBA has raised the cash rate for a 4th time this year. As a result, banks are increasing their mortgage rates, but also the interest rate they\u2019re paying on savings accounts. The Big Four banks have been criticised for failing to increase their savings account rates, despite many other banks lifting savings rates.<\/p>\n\n\n\n<p>ANZ has recently launched a new app called ANZ Plus which includes a linked bank account and savings account. The app offers digital money-management and savings tools.<\/p>\n\n\n\n<p>Westpac still offers the most competitive savings rate of the Big Four, with up to 4% p.a. on its Westpac Life Account.<\/p>\n\n\n\n<p><em><small>This was updated by Alison Banney on 1 November 2024.<\/small><\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-are-the-big-four-different-from-each-other\">How are the Big Four different from each other?<\/h3>\n\n\n\n<p>But what\u2019s the difference between these banks? Here are some points of difference among the Big Four that may help you decide which (if any) is right for you.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CommBank.&nbsp;<\/strong>It has the largest ATM network in Australia and is the largest bank in terms of market capitalisation. It also has the most popular mobile banking app.<\/li>\n\n\n\n<li><strong>NAB.<\/strong>&nbsp;It has the only bank account out of the Big Four that doesn\u2019t charge monthly account-keeping fees with no conditions to meet (Correct as of January 2024).<\/li>\n\n\n\n<li><strong>Westpac.&nbsp;<\/strong>It has the largest overseas ATM network, allowing you to access more than 50,000 global ATMs fee-free through the Global ATM Alliance. This could be a great option if you\u2019re a regular traveller.<\/li>\n\n\n\n<li><strong>ANZ.<\/strong>&nbsp;It\u2019s the first Big Four bank to offer Apple Pay, although all Big Four banks now offer this feature.<\/li>\n<\/ul>\n\n\n\n<p>Commonwealth Bank currently has the largest market share out of the Big Four. Since the Big Four hold such a large market share, borrowers tend to think it\u2019s safer to apply for a loan with one of them or to deposit their savings with one of these banks. Even if you feel more comfortable with keeping your savings with one of the Big Four, keep in mind that most banks in Australia are&nbsp;covered by the Government Guarantee, insuring your savings up to $250,000 per person, per institution should there be a financial crisis.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">The 4 most popular banks in Australia<\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th><strong>Bank<\/strong><\/th><th><strong>Market capitalisation*<\/strong><\/th><\/tr><tr><td>Commonwealth Bank of Australia (CBA)<\/td><td>$171 billion<\/td><\/tr><tr><td>Westpac Banking Corporation.<\/td><td>$83 billion<\/td><\/tr><tr><td>Australia and New Zealand Banking Group (ANZ)<\/td><td>$78 billion<\/td><\/tr><tr><td>National Australia Bank (NAB)<\/td><td>$96 billion<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"benefits\">Benefits of banking with the Big Four<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Easy access to your money.<\/strong>&nbsp;You\u2019ll have easy access to your money through their large number of branches, ATM networks, global presence and online banking. The Big Four currently hold the biggest ATM networks in Australia and offer the most bank branches.<\/li>\n\n\n\n<li><strong>24\/7 customer service.<\/strong>&nbsp;Depending on the Big Four bank you choose, you\u2019re likely to have access to customer service 24\/7 if you have a financial emergency, even overseas.<\/li>\n\n\n\n<li><strong>Easily link your Big Four bank account.<\/strong>&nbsp;If your everyday account is already with one of the Big Four, you\u2019ll find it easy to link to other savings accounts and loans with the same bank. This is convinient if you want to see all your finances in the one place.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"downsides-of-banking-with-the-big-four\">Downsides of banking with the Big Four<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Lower interest rates on savings.<\/strong>&nbsp;The Big Four have a reputation for having some of the lowest interest rates in the market for their savings accounts.<\/li>\n\n\n\n<li><strong>Less competitive.<\/strong>&nbsp;Due to their popularity, the Big Four banks are not always as competitive with their products and rates as smaller banks.<\/li>\n\n\n\n<li><strong>More fees.<\/strong>&nbsp;The Big Four banks often have more fees on their banking products compared to smaller banks.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"how-to-compare-big-four-bank-savings-accounts\">How to compare Big Four bank savings accounts<\/h3>\n\n\n\n<p>When you are looking at savings accounts offered by the Big Four, make sure you take the following features into account:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">The interest rate<\/h4>\n\n\n\n<p>Interest rates will help determine how quickly your savings can grow. Look at the base variable rate of the account to determine which ones have the best value. With the Big Four, each one offers a savings account that pays bonus interest for meeting specific terms. Check this rate as well and add it to the base to see how much interest you will really be earning.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><th><strong>Big Four savings account<\/strong><\/th><th><strong>Savings account variable interest rate<\/strong><\/th><th><strong>Account conditions<\/strong><\/th><\/tr><tr><td><strong>Westpac Life Account for 18-29s<\/strong><\/td><td>Maximum variable rate of 4% p.a.<\/td><td>For customers aged between 18 and 29. You must grow your balance (excl. interest) and make 5+ settled debit card purchases from your linked Westpac Choice account each month, up to a balance of $30,000, to get this rate.<\/td><\/tr><tr><td>ANZ Online Saver<\/td><td>Maximum variable rate of 2.15%<\/td><td>Get this rate for the first 3 months only and then it reverts to 0.6%.<\/td><\/tr><tr><td>NAB Reward Saver<\/td><td>Maximum variable interest rate of 2.75%<\/td><td>You must not make any withdrawals and make at least 1 deposit a month.<\/td><\/tr><tr><td>CommBank NetBank Saver<\/td><td>Maximum variable interest rate of 3.5% p.a.<\/td><td>Get this rate for the first 5 months only and then it reverts to 1.35%.<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\">Bonus rate conditions (if there are any)<\/h4>\n\n\n\n<p>The terms for earning the bonus rate should play a big role in the account you choose because if you don\u2019t meet them, you will only earn the base rate for that month. For example, with Westpac, you need to make at least a $50 deposit and have no withdrawals to get the bonus rate, while CommBank requires that you grow your savings by at least $200 but allows one withdrawal. Since the base rates are typically very low, you will want to ensure that you are able to meet these terms before investing your savings.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">24\/7 online banking<\/h4>\n\n\n\n<p>The Big Four banks all have Internet and mobile access, so it comes down to which one offers the simplest online or&nbsp;mobile banking&nbsp;experience. CommBank\u2019s NetBank has been voted the&nbsp;best bank account&nbsp;for ease of use. Look into the apps as well to ensure that they are compatible with your mobile device if you like banking on the go.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"should-i-bank-with-the-big-four\">Should I bank with the Big Four?<\/h3>\n\n\n\n<p>That all depends on what you\u2019re looking for. If you want easy access to your money via ATMs and branches, an international network, 24\/7 customer service or the ability to open a range of different banking products, the Big Four could be a good option for you.<\/p>\n\n\n\n<p>But if you\u2019re more concerned about earning interest on your&nbsp;savings account&nbsp;or&nbsp;term deposit, you may be better off looking at smaller banks. This is because smaller banks are typically more competitive than the larger ones (as you can see in the comparison table at the top of this page) as they\u2019re fighting for you as a customer.<\/p><div class=\"advads-content\" id=\"advads-2066106451\"><div style=\"width: 300px; padding: 20px; margin: 0 auto; border: 1px solid #ddd; border-radius: 8px; background-color: #f9f9f9; text-align: center; font-family: Arial, sans-serif;\">\r\n    <p style=\"font-size: 16px; margin: 0 0 10px;\">Need Information or Confused about Something ? <\/p>\r\n    <a href=\"https:\/\/onlineapplications.co.za\/ask\/\" style=\"display: inline-block; padding: 10px 20px; background-color: #007BFF; color: #fff; text-decoration: none; border-radius: 4px; transition: background-color 0.3s;\">Ask a Question<\/a>\r\n<\/div>\r\n<\/div><div class=\"advads-btf\" style=\"margin-top: 15px;margin-bottom: 20px;\" id=\"advads-2309104154\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9198760278752355\"\n     crossorigin=\"anonymous\"><\/script>\n<!-- Responsive ads btf -->\n<ins class=\"adsbygoogle\"\n     style=\"display:block\"\n     data-ad-client=\"ca-pub-9198760278752355\"\n     data-ad-slot=\"5513273173\"\n     data-ad-format=\"auto\"\n     data-full-width-responsive=\"true\"><\/ins>\n<script>\n     (adsbygoogle = window.adsbygoogle || []).push({});\n<\/script><\/div>\n<div class=\"advads-cpc\" id=\"advads-1292792530\"><p>&nbsp;<\/p>\n<hr \/>\n<p>Sponsored Guide<\/p>\n<hr \/>\n<p><strong>Complete Guide to NSFAS Online Loan Application for South African Students (2025)<\/strong><\/p>\n<p>If you are a South African student looking to pursue higher education but are facing financial difficulties, the <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is one of the most accessible funding options available. NSFAS provides financial aid in the form of <strong>bursaries and loans<\/strong> to qualifying students at public universities and TVET colleges in South Africa.<\/p>\n<p>This guide will walk you through <strong>everything you need to know about the NSFAS loan application process<\/strong>, from eligibility requirements to application steps and frequently asked questions.<\/p>\n<hr \/>\n<h2>\ud83d\udccc What is NSFAS?<\/h2>\n<p>The <strong>National Student Financial Aid Scheme (NSFAS)<\/strong> is a government-funded financial aid scheme aimed at helping students from low- and middle-income households to access tertiary education without the burden of upfront fees.<\/p>\n<p>NSFAS <strong>offers both bursaries and income-contingent loans<\/strong>:<\/p>\n<ul>\n<li><strong>Bursaries<\/strong>: For eligible students who meet academic and household income criteria (especially for TVET and university students).<\/li>\n<li><strong>Loans<\/strong>: For students who do not meet all bursary criteria or who are pursuing postgraduate qualifications not funded under bursary schemes.<\/li>\n<\/ul>\n<hr \/>\n<h2>\u2705 Who Qualifies for an NSFAS Loan?<\/h2>\n<p>To qualify for an NSFAS loan (especially for postgraduate students or programs not funded under the bursary system), you must:<\/p>\n<ul>\n<li>Be a <strong>South African citizen<\/strong>.<\/li>\n<li>Be <strong>financially needy<\/strong>, with a household income of <strong>less than R350,000 per year<\/strong>.<\/li>\n<li>Have a <strong>valid South African ID<\/strong>.<\/li>\n<li>Be <strong>enrolled or accepted<\/strong> to study at a <strong>public university or TVET college<\/strong>.<\/li>\n<li>Not be funded through another bursary program that covers all expenses.<\/li>\n<li>Maintain satisfactory <strong>academic progress<\/strong> (returning students).<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcda Courses Funded by NSFAS<\/h2>\n<p>NSFAS primarily funds <strong>undergraduate qualifications<\/strong>, but certain <strong>postgraduate programs (e.g., PGCE, postgraduate diplomas in education, and professional courses like LLB)<\/strong> may be considered under the <strong>NSFAS loan scheme<\/strong>, not bursaries.<\/p>\n<p>If you\u2019re studying:<\/p>\n<ul>\n<li><strong>Undergraduate degree or diploma<\/strong>: You are likely eligible for a full NSFAS bursary.<\/li>\n<li><strong>Postgraduate study<\/strong>: You may qualify for a loan, depending on the course and funding availability.<\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcc4 Required Documents for NSFAS Application<\/h2>\n<p>When applying, make sure you have the following documents scanned and ready:<\/p>\n<ol>\n<li><strong>Certified copy of your South African ID or Smart Card<\/strong>.<\/li>\n<li><strong>Parent(s) or guardian(s) ID documents<\/strong>.<\/li>\n<li><strong>Proof of income<\/strong> (latest payslips, UIF, or affidavit if unemployed).<\/li>\n<li><strong>Consent Form<\/strong> signed by your parent(s)\/guardian(s) to allow NSFAS to verify income.<\/li>\n<li><strong>Proof of registration or acceptance at a public institution<\/strong>.<\/li>\n<li><strong>Academic transcripts<\/strong> (for continuing or postgraduate students).<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udda5\ufe0f How to Apply for an NSFAS Loan Online<\/h2>\n<h3>Step-by-Step NSFAS Online Application Process (2025)<\/h3>\n<ol>\n<li>\n<h3><strong>Visit the NSFAS Website<\/strong><\/h3>\n<p>Go to: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li>\n<h3><strong>Create an Account<\/strong><\/h3>\n<ul>\n<li>Click on <strong>\u201cMyNSFAS\u201d<\/strong> and register your profile.<\/li>\n<li>You\u2019ll need a <strong>valid email address<\/strong> and <strong>South African cellphone number<\/strong>.<\/li>\n<li>Choose a strong password and verify your account via email or SMS.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Login and Start the Application<\/strong><\/h3>\n<ul>\n<li>After registration, log in to your <strong>MyNSFAS<\/strong> account.<\/li>\n<li>Click on <strong>\u201cApply\u201d<\/strong> to begin a new application.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Fill in Your Personal Details<\/strong><\/h3>\n<ul>\n<li>Input your <strong>ID number<\/strong>, name, surname, and other details exactly as they appear on your ID.<\/li>\n<li>Provide <strong>household income information<\/strong> and living arrangements.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Upload Required Documents<\/strong><\/h3>\n<ul>\n<li>Upload all supporting documents in <strong>PDF or JPEG format<\/strong>.<\/li>\n<li>Each document must be clear and under the size limit specified.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Submit Your Application<\/strong><\/h3>\n<ul>\n<li>Review your application for accuracy.<\/li>\n<li>Click <strong>\u201cSubmit\u201d<\/strong> and wait for a confirmation message.<\/li>\n<\/ul>\n<\/li>\n<li>\n<h3><strong>Track Your Application<\/strong><\/h3>\n<ul>\n<li>Log in regularly to check your application status.<\/li>\n<li>You will be notified via SMS and email at each stage of the process.<\/li>\n<\/ul>\n<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\uddd3\ufe0f Important NSFAS Dates (2025)<\/h2>\n<ul>\n<li><strong>Application Opening Date<\/strong>: September 1, 2025<\/li>\n<li><strong>Application Deadline<\/strong>: January 31, 2026<\/li>\n<li><strong>Appeals Period<\/strong>: February 2026 (if rejected)<\/li>\n<li><strong>Disbursement<\/strong>: After registration and approval<\/li>\n<\/ul>\n<p><em>Note: Dates are subject to change; always confirm on the official NSFAS website.<\/em><\/p>\n<hr \/>\n<h2>\ud83d\udcb8 What Does the NSFAS Loan Cover?<\/h2>\n<p>NSFAS funding typically includes:<\/p>\n<ul>\n<li><strong>Tuition fees<\/strong><\/li>\n<li><strong>Registration fees<\/strong><\/li>\n<li><strong>Accommodation (if living away from home)<\/strong><\/li>\n<li><strong>Meals and transport<\/strong><\/li>\n<li><strong>Learning materials (e.g., textbooks)<\/strong><\/li>\n<\/ul>\n<p>For <strong>loans<\/strong>, repayment is only required <strong>once you start working and earn above a threshold<\/strong> (around R30,000 annually, but subject to change).<\/p>\n<hr \/>\n<h2>\ud83d\udd04 NSFAS Loan Repayment<\/h2>\n<p>Repayments are:<\/p>\n<ul>\n<li><strong>Income-contingent<\/strong> \u2013 you only repay when you can afford to.<\/li>\n<li>Administered by <strong>DHET (Department of Higher Education and Training)<\/strong>.<\/li>\n<li><strong>Interest-bearing<\/strong>, but interest rates are low and favorable.<\/li>\n<\/ul>\n<p>You can also apply for a <strong>partial loan conversion to a bursary<\/strong> if you perform well academically.<\/p>\n<hr \/>\n<h2>\ud83d\udd01 How to Appeal a Rejected NSFAS Application<\/h2>\n<p>If your application is rejected, you may submit an appeal via your MyNSFAS portal:<\/p>\n<ol>\n<li>Log into your MyNSFAS account.<\/li>\n<li>Click on <strong>\u201cTrack Funding Progress\u201d<\/strong>.<\/li>\n<li>If rejected, click on <strong>\u201cSubmit Appeal\u201d<\/strong>.<\/li>\n<li>Upload any missing or corrected documents.<\/li>\n<li>Provide a clear explanation or motivation.<\/li>\n<\/ol>\n<hr \/>\n<h2>\ud83d\udcf1 NSFAS Contact Information<\/h2>\n<ul>\n<li><strong>Website<\/strong>: <a href=\"https:\/\/www.nsfas.org.za\/\">https:\/\/www.nsfas.org.za<\/a><\/li>\n<li><strong>Email<\/strong>: <a href=\"mailto:info@nsfas.org.za\">info@nsfas.org.za<\/a><\/li>\n<li><strong>Toll-Free Number<\/strong>: 08000 67327 (Monday\u2013Friday, 8 AM\u20135 PM)<\/li>\n<li><strong>Twitter<\/strong>: <a href=\"https:\/\/twitter.com\/myNSFAS\">@myNSFAS<\/a><\/li>\n<li><strong>Facebook<\/strong>: <a href=\"https:\/\/www.facebook.com\/myNSFAS\">NSFAS<\/a><\/li>\n<\/ul>\n<hr \/>\n<h2>\ud83d\udcdd Final Tips Before Applying<\/h2>\n<ul>\n<li>Apply <strong>early<\/strong> to avoid system overload near the deadline.<\/li>\n<li>Use <strong>your own email and cellphone number<\/strong> (do not use someone else\u2019s).<\/li>\n<li>Double-check that all your documents are <strong>certified and legible<\/strong>.<\/li>\n<li>Keep a <strong>copy of your submission confirmation<\/strong> for reference.<\/li>\n<\/ul>\n<hr \/>\n<p>By following this guide, you can confidently apply for NSFAS funding and move one step closer to achieving your academic and career dreams\u2014without the burden of immediate financial pressure.<\/p>\n<p>&nbsp;<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Suncorp Bank is part of the Suncorp Group, headquartered in Brisbane, Australia. Founded in 1902 as the Queensland Agricultural Bank, Suncorp Bank has grown to become his sixth largest bank in Australia. Suncorp Bank won Money Magazine\u2019s Bank of the Year Award for the fourth year in row. Suncorp Group agreed terms to sell Suncorp\u2026 <span class=\"read-more\"><a href=\"https:\/\/uni1.co.za\/articles\/is-suncorp-a-big-4-bank\/\">Read More &raquo;<\/a><\/span><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-88323","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/88323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/comments?post=88323"}],"version-history":[{"count":0,"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/pages\/88323\/revisions"}],"wp:attachment":[{"href":"https:\/\/uni1.co.za\/articles\/wp-json\/wp\/v2\/media?parent=88323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}